What should you do with $30K if you have no credit card debt? A Reddit poster recently started a thread asking this question. The poster is soon getting a $30,000 bonus. Since he doesn’t have high-interest debt to pay off, he’s not sure how to maximize the money. He explained that he has $10,000 in […] The post With No Credit Card Debt And A$30k Bonus Coming What Should I do? appeared first on 24/7 Wall St. .

Inflation has been a major thorn in Americans’ sides since 2021. It started creeping upward that year when a combination of supply chain backlogs and generous stimulus policies fueled a rapid uptick in consumer spending. Inflation peaked in mid-2022 and has been cooling since. But it’s still been elevated since the start of the year. […] The post Americans Just Got Good News on Inflation. Here’s What it Means for You appeared first on 24/7 Wall St. .

One of the biggest challenges in personal finance is what to do when you buy something only to have buyer’s remorse shortly thereafter. This is an all-too-common scenario that plays out for both the rich and not-so-rich, and it’s something just about everyone will have to navigate at some point in their lives. In the […] The post I’m $41k In Debt After Buying An Offroad Toy I Regret. What Are My Options? appeared first on 24/7 Wall St. .

The stock market is cooling off again today after a big sigh of relief yesterday. President Donald Trump announced a 90-day pause of tariffs on all countries except China. The market jumped immediately, and afternoon trading caused a stunning rally, with many stocks posting record gains. That didn’t last long as S&P Futures started cooling […] The post Why Walmart (NYSE: WMT), Costco (NYSE: COST) and Coca-Cola (NYSE: KO) Are Lifting the Market Today appeared first on 24/7 Wall St. .

Markets are reeling as trade tensions escalate, with China’s retaliatory 84% tariffs on U.S. goods—up from 34%—countering Trump’s 125% levy on Chinese imports, hammering sentiment. As of 11:15 a.m. Nasdaq: Down 2.29% S&P: Down 2.80% Dow: Down 2.27% Economic Policy Advisor Kevin Hassett offered a glimmer of hope, noting deal offers from 15 countries that […] The post Stocks Today: Wall Street’s Upgrades and Downgrades appeared first on 24/7 Wall St. .

While Reddit might be both the front door of the internet and the Wild West of the internet, it’s hard to deny that it can be highly beneficial to learn about different topics when appropriately used. This is the exact case around personal finance, as you can rely on other Redditors to help you learn […] The post Why I’m Considering Switching to Fidelity After Years with Vanguard appeared first on 24/7 Wall St. .

Live Updates Live Coverage Updates appear automatically as they are published. Stock Market Sentiment Turns for Worse 10:48 am by Gerelyn Terzo The markets are paying little attention to President Trump’s tariff pause, choosing instead to focus on the possibility of an economic recession or even depression. The three major stock market averages remain under […] The post S&P 500 (NYSEARCA: SPY) Live: NEM (NYSE: NEM), DLTR (Nasdaq: DLTR) Buck Downward Trend appeared first on 24/7 Wall St. .

Everything seemed great a day ago. The storm cleared. The markets exploded higher. Tariffs were dropped to 10% for the next 90 days for hopeful negotiations. All of which allowed wary investors to breathe again. The European Union announced a similar 90-day reprieve – just days before launching tariffs against the U.S. Then, just when […] The post Why META (Nasdaq: META) and Broadcom (Nasdaq: AVGO) Are Tumbling Today appeared first on 24/7 Wall St. .

Retiring early with a young child comes with more than its fair share of additional challenges. That said, if the math checks out and one won’t be over-extending their nest eggs (think withdrawing far north of 4% of their retirement fund in any given year), prioritizing family may not only be a wise move, but […] The post Facing Early Retirement at 61 with a Young Child: My Financial Plan and Concerns appeared first on 24/7 Wall St. .

Investing isn’t easy, and given the current market volatility, retail investors are on edge, worrying about their portfolios. About 20% of the S&P 500 stocks hit a 52-week low before the tariff pause, but they managed to report the biggest single-day gain since 2008. However, if you are worried about the recovery and believe that […] The post Vanguard’s High-Yield VYM ETF – 6 Stocks Driving Its Big Payouts appeared first on 24/7 Wall St. .

Suppose you’re already into or learning about the FIRE (financial independence, retire early) movement and the love idea of having more free time in your day. In that case, there is every reason to get on board, especially if you hope to get out of the corporate zombie world as soon as possible. This is […] The post If You’ve Banked $2 Million By 40, Do You Need to Keep Saving for Retirement? appeared first on 24/7 Wall St. .

Live Updates Live Coverage Updates appear automatically as they are published. Roller Coaster Ride 10:06 am by Gerelyn Terzo Stocks remain under pressure as of mid-morning trading, including a 3.2% drop in the tech-heavy Nasdaq Composite after yesterday’s historic performance. The easing tariffs have failed to lift market sentiment today. Used-car platform CarMax (NYSE: KMX) […] The post Live Nasdaq Composite: AMZN (Nasdaq: AMZN), CEG (Nasdaq: CEG) Fall in Sea of Red appeared first on 24/7 Wall St. .

Live Updates Live Coverage Updates appear automatically as they are published. Good Inflation Numbers Just Came In 10:06 am by Joel South Inflation eased to 2.4% in March’s CPI report, beating the 2.5% prediction, while Core CPI hit 2.8%, below the anticipated 3%. Though Core CPI has fallen for two straight months, tariffs and inventory […] The post Dow Jones Today: DIA ETF Down 2%, Amazon (Nasdaq: AMZN) and American Express (NYSE: AXP) Drop appeared first on 24/7 Wall St. .

Earlier this year, it seemed like the U.S. economy was in good shape and would stay that way for a while. Granted, inflation was still elevated, but moderately so. And things were looking okay overall. But then the Trump administration forged forward with its tariff plans. And that changed everything. Stock values plunged following those […] The post Americans Are Worried About a Recession. Here’s How to Prepare appeared first on 24/7 Wall St. .

When the Social Security Administration announced last October that Social Security benefits would be getting a 2.5% cost-of-living adjustment (COLA) in 2025, retirees were not very happy for two reasons. First, that number is pretty small in its own right. Second, the Social Security COLAs that came through in recent years had been far more […] The post Will Trump’s Tariffs Lead to a Larger Social Security COLA in 2026? appeared first on 24/7 Wall St. .

Berkshire Hathaway (NYSE:BRK-B) CEO Warren Buffett likes to collect income from stocks representing solid businesses, and who could blame him? The Oracle of Omaha’s ability to pick great dividend stocks is legendary, and it’s not a terrible idea to mimic some of his investments. Sure, Buffett allows for a measure of diversification in Berkshire Hathaway’s […] The post 3 Dividend Giants Make Up Almost 20% of Warren Buffett’s Portfolio appeared first on 24/7 Wall St. .

Dave Ramsey has provided a lot of financial insights through his bestselling books and radio show, but that’s not the only way people learn more about him. There’s an entire Reddit group dedicated to the financial guru where people talk about their progress and ask questions. A recent Reddit post explored a couple’s path to Baby Step […] The post After almost 20 years of marriage and a road trip filled with Dave Ramsey, we finally paid off our home appeared first on 24/7 Wall St. .

After yesterday’s massive rally that saw the stock market add $5.5 trillion in value after President Trump paused for 90 days his sweeping tariff program, stocks look like they will take a breather today. The Vanguard Total Stock Market ETF (NYSEARCA:VTI) is down 2.9% in premarket trading Thursday. Although Treasury Secretary Scott Bessent said the […] The post Stock Market Today (Live): Vanguard Total Stock Market (VTI) Down 3% appeared first on 24/7 Wall St. .

The most expensive computers ever built far exceed what you might expect regarding overall pricing. Since the dawn of computing, a certain premium has been attached to performance. I’m not talking about your standard laptop or Chromebook, but something with a bit more oomph behind it. Unlike your standard computers, the computers we’re focusing on […] The post These Were the Most Expensive Computers Ever Built appeared first on 24/7 Wall St. .

It’s never too late to get out of debt, and a 30-year-old Redditor is planning their next move after landing a job that pays $125,000 per year. The individual also has $45,000 in debt and turned to the FIRE subreddit for advice. The individual wants to embark on their FIRE journey to achieve financial freedom. […] The post At 30, I’m $45K in debt but landed a $125K job—how do I work towards early retirement? appeared first on 24/7 Wall St. .