Dhiran Bhojwani

Yaacov Martin, CEO at The Jifiti Group chats about the latest fintech trends while discussing more on how loan management cycles are evolving with new age tech: https://lnkd.in/dG6pFf82 #Fintech #AIIntegration #FinanceInnovation #GlobalFinance #FintechNews

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Introducing UBank Connect's groundbreaking payment solutions designed specifically for the Indian market, offering unparalleled advantages. With a competitive rate of less than 5%, UBank Connect ensures cost-effectiveness for businesses, allowing them to maximize their revenue streams. Moreover, our platform boasts a higher success rate, ensuring that transactions are processed swiftly and efficiently, reducing instances of declined payments, and enhancing customer satisfaction. What sets UBank Connect apart is its commitment to transparency and fairness; there are no rolling reserves imposed, providing businesses with immediate access to their funds and greater financial flexibility. Coupled with other favorable terms, such as quick settlement times and user-friendly interfaces, UBank Connect empowers businesses across #India to thrive in the digital economy, propelling growth and success like never before. Contact us today to optimize your transactions and propel your business to greater success. Anja: anja@ubankconnect.com Alina: alina@ubankconnect.com Lingi: lingi@ubankconnect.com Olaniyi: olaniyi@ubankconnect.com - Check out UBank Connect's alternative payment solutions for emerging markets at www.ubankconnect.com. For more information, email us at sales@ubankconnect.com. For partnerships, email us at partner@ubankconnect.com #PaymentSolutions #India #UPI #Payments #Fintech #Innovation #SecureTransactions #Deposit #Withdrawal #IndianBusiness #INR #HighRiskMerchant #HighRiskMerchantAccount #MerchantAcquirer #UBankConnect #EmergingMarket #SeamlessTransactions #iGaming #Forex #Binary #Business #HighRiskBusiness

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RBI Proposes New Framework On Additional Factor Of Authentication For Digital Payments New AFA Methods: Reserve Bank of India (RBI) proposes new AFA options for digital transactions, including PINs, passwords, cards, and biometrics like fingerprints. Draft Framework: It aims to offer more authentication choices beyond SMS-based OTPs for digital payment security. Dynamic Authentication: RBI suggests one authentication factor should be dynamically generated post-transaction initiation, ensuring it’s unique and non-reusable. Exemptions: Exemptions include small-value contactless card payments, mutual fund subscriptions, insurance premiums, credit card bill payments, and offline transactions up to INR 500. Feedback and Compliance: Feedback is sought by September 15, 2024, with compliance required within three months. This comes as digital transactions and fraud rise, with online frauds up 334% YoY in FY24 Read More: https://lnkd.in/gU3BsxGH

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Payments & Lending captured lion's share of funding in India: Report India's fintech landscape has witnessed significant growth, with payments and lending sectors dominating the funding landscape, according to a recent report by Beams FinTech Fund and JM Financial. These two sectors have captured a staggering 85% of total funding, with payments receiving $11.8 billion and digital lending garnering $9.8 billion. Story by Anushka Sengupta #PaymentsRevolution #DigitalLending #FintechGrowth #FundingDominance #BeamsFintechReport #ETBFSI #BFSI #IndiaFintech https://lnkd.in/gqMF_jJ2

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FinTech Funding September 2024: Total $230 mln raised by Indian FinTechs India's fintech sector saw a significant decline in investments in September 2024, with total funding dropping to USD 230 million from 10 rounds. This downward trend mirrors the global landscape, where fintech funding has been experiencing a slowdown. Story by Anushka Sengupta #ETBFSI #BFSI #FinTech #FinTechFunding #IndianFinTech #StartupFunding #InvestmentTrends #FinancialTech #GlobalFinTech #FundingDecline https://lnkd.in/g7XtaRYM

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Fasanara Capital's Bi-Weekly Fintech Digest 🍂 📰 Fasanara has a front row seat to the evolving asset class of Fintech Lending and investing in the Digital Future. We are constantly assimilating information, speaking with innovators and developing our theses. Here’s a selection of important topics Fasanara has been discussing internally: 🛍️ #EmbeddedFinance Is the Force Multiplier for PayFacs and Software Platforms 🗽 How #RateCuts Could Impact #US Consumer Spending 📈 Embedded Finance: Trends and Perspectives ⛓ Janus Henderson to follow BlackRock and Fidelity Investments into #Tokenisation 🏛️ New Bill Introduced in Parliament to Clarify Crypto’s Legal Status 🔗 Learn more: https://lnkd.in/e2TeU5KW #fintech #lending #fintechlending #alternativecredit #privatecredit #privatedebt #specialtyfinance #venturecapital #web3 #esg #genderequality

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India joins ASEAN countries to implement cross-border payments. India has joined Project Nexus, an international initiative aimed at interlinking financial systems from various countries for rapid transactions. The technology, set to launch in 2026, seeks to make cross-border retail payments faster, more efficient, and cost-effective. India is attempting to integrate its Unified Payments Interface (UPI) with other countries. . . ➡️Follow Zoof Software Solutions for more information  ➡️Feel free to ask any query at info@zoof.co.in  ➡️For more detail, visit: https://zoof.co.in/ . . . #IndiaJoinsASEAN #ProjectNexus #CrossBorderPayments #UPIIntegration #FintechInnovation #GlobalFinance #RapidTransactions #EfficientPayments #CostEffective #UPIGoesGlobal #DigitalPayments #2026Launch #InternationalPayments #SeamlessTransactions #TodayNews #updatednews #ZoofUnitedStates #SoftwareCompany #StartUpTechnology #mobilefriendlywebsite #Resourceoutsourcing #TechnologyConsulting #WebsiteDevelopment #SoftwareConsultant #ZoofSoftwareSolutions #zoof #zoofinc #MobileAppDevelopment #awardwinningcompany

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Digital lenders disbursed 2.64 Cr loans in QI FY25, average ticket size declines: Report India's digital lending landscape witnessed a surge in Ql FY25, with digital lenders disbursing a staggering 2.64 crore loans worth Rs 37,676 crore, underscoring the high demand for instant, small-ticket credit and cementing the sector's role as a key driver of financial inclusion. Story by Anushka Sengupta Fintech Association for Consumer Empowerment (FACE) #DigitalLending #FintechGrowth #FinancialInclusion #CreditExpansion #HealthInsuranceReforms #SmallTicketLoans #BFSI #ETBFSI https://lnkd.in/gayxpmA7

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Merchants can implement several effective strategies to prevent card failures Debasish Das Ramakant Das Praveen Solanki iServeU Picxele™ Trukky FastFlowPe™ #bluSwap #FastFlowPe #PaymentGateway #CardDecline #CardFailure #Tips

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The NPCI Cluster ASP model transforms payment integration by allowing financial institutions to skip lengthy testing phases and go live faster. This efficient process reduces costs, streamlines operations, and ensures seamless adoption of NPCI services, empowering banks and NBFCs to stay agile and enhance customer experiences in the fast-evolving digital payments world. Check out our latest blog to learn more : https://lnkd.in/gfxMskpq #NPCI #ClusterASP #DigitalPayments #PaymentIntegration #FintechInnovation #BankingSolutions #FinancialServices #DigitalTransformation #PaymentsRevolution #Fintech #TechInnovation #Paycorp #NBFC #Banks #TSP #Fintech

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FinTech Funding October 2024: Total $199 mln raised by Indian FinTechs In October 2024, India’s fintech funding fell sharply to USD 199.4 million from just four rounds, continuing a declining trend from August’s USD 507.8 million and September’s USD 230 million, according to 1Lattice data. Although, the October 2024 funding remains almost the double compared to the previous year in the same month. This funding slump reflects global investor caution and adds to the sector's recent volatility. Story by Shrishti Sharma #FinTechFunding #InvestorTrends #IndiaFinTech #Funding #GlobalMarket #IndiaFunding #trends #Growth #Investment #fintech #etbfsi https://lnkd.in/gEvMMtUw

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Recent research from our private investment analysis platform, #DealPulse by 1Lattice sheds light on the shifting dynamics of fintech investments in India. Our analysis indicates that October 2024 saw a sharp decline in fintech funding, falling to US$ 199.4M from just four continuing a downward trend from US$ 507.8M in August and US$ 230M in September. Standing out amidst these shifts, Finova Capital secured an impressive US$ 135M in Series E funding from Avataar Venture Partners, Sofina, Madison India Capital, and Norwest Venture Partners. Read the full story featured in The Economic Times here: https://lnkd.in/gEvMMtUw Story credits: Shrishti Sharma | ETBFSI Discover the advantages of #DealPulse and unlock opportunities in the ever-evolving fintech landscape. Reach out to us to get in-depth, data-driven insights for your business: https://lnkd.in/gx76f9bS #EnablingBetterDecisions Amar Choudhary Hitesh Gossain Abhishek Maiti Ashish Dhir Abhilasha Jaju Praneet Singhal Devmalya Mukherjee Sanjay Sachdeva

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Vegapay is thrilled to announce a strategic partnership with YES BANK, one of the largest private-sector banks in India, to launch its hyper-configurable ‘Credit Line on UPI’ platform. There are only a few truly transformative moments in our lifetimes. For the banking industry in India (and beyond), this is one of them. Introducing Credit Line on UPI (CLOU). This is not just an iteration; it’s a reformation. Traditional credit is slow, costly, and difficult to access, especially in rural regions. Outdated manual processes make it expensive, leaving small borrowers underserved. Banks also face challenges with limited data, making it tough to evaluate new or low-credit customers. Enter UPI—the game-changing payments system developed by our beloved National Payments Corporation Of India (NPCI). With over 14 billion transactions every month, UPI has created a vast digital footprint of spending patterns for millions of Indians who were previously excluded from the formal financial system. This is where the revolution began. For the first time, lenders can see how Indians earn, spend, and save. Every UPI transaction paints a financial picture—a picture that can be used to assess creditworthiness without relying on traditional credit histories. This is digital trust at a scale of over a billion people. Imagine a world where accessing credit is as simple as using your smartphone. With credit lines powered by UPI data, there’s no need for plastic cards or piles of paperwork. Instead, you get instant, adaptive access to credit that grows and adapts with you in real-time. It’s available to anyone—even those without a traditional credit score. This isn’t just a new way to finance—it’s a step toward economic empowerment for millions. Vegapay thanks YES BANK for their trust in our Credit Line on UPI stack. YES BANK National Payments Corporation Of India (NPCI) Vegapay Dr. Rajan Pental Nalin Bansal Gaurav Mittal https://lnkd.in/gmMyXJvZ

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In a bid to curb scams, RBI announces 'public repository' of Digital Lending apps The Reserve Bank of India revealed plans for a public repository of Digital Lending Apps to aid customers in verifying the legitimacy of these apps. The repository will be based on data submitted by the REs, without any intervention by RBI, directly to the repository. Details will be updated by regulated entities, and the project aims to curb the spread of unauthorized lending apps. Story by Vikas Kumar #RBINews #DigitalLending #FintechSafety #FinancialSecurity #ConsumerProtection #LendingApps #RBIPolicy #TechInFinance #DigitalEconomy #CyberSecurity https://lnkd.in/giA68pHk

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Yuno Launches Monitors to Tackle Payment Anomalies in Real Time Read more: https://lnkd.in/d5X2Erkx #Yuno #PaymentAnomalies #RealTimeMonitoring #FintechInnovation #FraudPrevention #PaymentSolutions #finance #fintech #FinancialIT

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The latest installment of 1Lattice BFSI #Pulse is now LIVE🔴 1Lattice Pulse presents "Payments Landscape in India With A Focus Lens on UPI", available exclusively for download on our website. India has witnessed remarkable growth in #digitalpayments, with transaction volumes soaring at a CAGR of ~55% from FY21 to FY24, while transaction value has increased by 20% during the same period. Read the complete #BFSI Pulse to discover valuable insights for industry stakeholders and business leaders on the evolving payments market with a special focus on #UPI. ⬇️Download here: https://lnkd.in/gWATeWxA Key insights include: 📲Rise in disposable #income among the middle class boosting online spending. 📲Increased card usage post-pandemic, shifting towards digital payments at Point-of-Sale terminals. 📲UPI dominates with a ~70-75% share of total digital payment volumes. 📲Expansion of UPI into international #remittances and merchant payments, supported by #government and #industry initiatives. Enable better decisions for your business with 1Lattice #Pulse! Explore here: https://lnkd.in/gN9sxeQT #EnablingBetterDecisions Amar Choudhary Hitesh Gossain Abhilasha Jaju Praneet Singhal Abhishek Maiti Ashish Dhir Sanjay Sachdeva

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The Reserve Bank of India (“RBI”) on May 28, 2024 (Tuesday) launched three new digital tools, namely, the Platform for Regulatory Application, VAlidation and AutHorisation portal (“PRAVAAH”), the retail direct mobile application and a FinTech repository. PRAVAAH has centralized the process of securing authorisations, licences and regulatory approvals from the RBI for individuals and entities. The platform currently hosts 60 (sixty) application forms pertaining to various departments of the RBI. The retail direct mobile application enables retail investors to buy government securities from the primary market as well as trade in such securities in the secondary market. The FinTech repository has been launched to maintain information regarding FinTech entities, their activities, use of technology, etc. The FinTech repository will contain comprehensive information on the FinTech entities including sectoral level data, trends and analytics which is expected to be useful to industry participants. The RBI encourages both regulated and unregulated entities to contribute to the FinTech repository. https://lnkd.in/gS39kVzr #fintech #digitalindia #RBI #PRAVAAH #legalinsights #legalupdates #aarambhlegal

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