RAM Group

RAM Group wishes Selamat Hari Raya Aidilfitri to all who are celebrating. Have a blessed, safe and joyous celebration. #SelamatHariRaya #EidMubarak #raya2025

RAM Ratings maintains a stable outlook on the Malaysian banking sector. With the US and China being key trading partners of Malaysia, the retaliatory tariff contest may dampen the positive trade momentum and Malaysia’s growth trajectory. Despite these external challenges, we anticipate banks’ credit profiles to hold steady. Banks are also entering the year in strong shape, with still-solid capital buffers and asset quality at its most robust ever.

RAM CREDIT SEMINAR 2025 | 22 APRIL 2025 | 1.30-5.30PM | AICB KL The RAM Credit Seminar 2025 is designed to provide investors and industry professionals with expert-driven insights into global and Malaysian economic developments, credit risks and sectoral outlooks. This year, we’re excited to welcome guest speakers alongside RAM’s experienced economists and credit analysts, offering a broader perspective on key issues shaping investment decisions. The half-day seminar will cover macroeconomic shifts, RAM-rated bond performance and sector-specific analyses across corporate, financial and infrastructure markets. 📅 RSVP by 15 April 2025. Registration link in the brochure: https://lnkd.in/gRpP9dY4 Limited seats available on a first-come, first-served basis. Fee is RM378 (after SST) fully HRDC Claimable. SIDC-CPE points accreditation in progress. Stay informed, stay ahead. #RAMCreditSeminar2025 #EconomicInsights #CreditMarkets #InvestmentTrends

Unlock the Future of Carbon Management with Our Expert-Led Training by RAM Group & MVGX!    As businesses worldwide move toward decarbonisation and sustainability, understanding carbon management is essential. Our upcoming courses will equip you with the knowledge and tools to measure, report and reduce emissions effectively.   *Introduction to Carbon Management | 7-8 April 2025 | AICB KL* Gain a foundational understanding of carbon accounting, global regulations, and best practices for reducing your organisation’s carbon footprint. Learn how to develop emission reduction strategies and align with international standards.   *Product Carbon Footprint & Life Cycle Assessment (ISO 14067:2018) |   14-15 April 2025 | AICB KL* Go beyond organisational emissions to quantify and assess the carbon footprint of your products. Master life cycle assessment (LCA) methodologies and ISO standards to drive sustainable product design and meet regulatory requirements. Why Attend? - Stay ahead of evolving ESG regulations - Learn from industry experts and real-world case studies - Get hands-on experience with carbon calculation tools - Enhance your company’s sustainability performance and competitiveness Reserve your spot today at https://lnkd.in/g5u_kyGU.    For enquiries, email us at [email protected] or call Chee Meng at +603-3385 2488. #RAMxMVGXTraining #CarbonManagement #Sustainability #ESG #NetZero #ClimateAction #LifeCycleAssessment

RAM kicked off its 35th anniversary celebration with the 22nd RAM League Awards 2025 at Sage Restaurant, Kuala Lumpur. Kudos to all the winners! Maybank Investment Banking Group, CIMB, AFFIN Group, AmBank Group, Public Bank, OCBC Al-Amin Bank Berhad, Avaland Berhad, Keyfield, AME Elite Consortium Berhad 腾宇集团, Johor Plantations Group Berhad, Hektar Real Estate Investment Trust (Hektar REIT) , Pelaburan Hartanah Berhad. These awards recognise the institutions at the forefront of Malaysia's bond and sukuk market, honouring their contributions to innovation, resilience, and market leadership. We especially acknowledge the six recipients of the RAM Blueprint Awards for their groundbreaking transactions that set new benchmarks for the industry. Thank you to everyone driving growth and excellence in the Malaysian capital market. #RLA2025 #RAMLeagueAwards #Malaysia #Bond #Sukuk

Don't miss out as RAM's Head of Data Analytics, Ms Joanne Kek, will be sharing her expertise on the crucial role of carbon rating in GHG emissions and decarbonisation at this FREE ESG webinar for Malaysian SMEs! This insightful webinar, brought to you by GED and supported by INCIEF, is perfect for business owners, entrepreneurs, corporate leaders, executives, aspiring ESG professionals, and anyone seeking to earn extra income through ESG. Other speakers include: - Ts. Dr. Nurul Muiz Murad (CEO, GEDS Group): Why ESG for MSMEs? - Dr. Imene Tabet (Research Fellow and ESG-i Lead Researcher, INCEIF University): ESG-i Assessment Platform: Empowering Ethical, Sustainable Business. Gain valuable knowledge and insights on ESG from leading experts! Register now at https://lnkd.in/gsmdNaMj #ESG #Sustainability #MalaysianSMEs #Webinar #BusinessGrowth #EthicalBusiness #SustainableBusiness #CarbonRating #GHGEmissions #Decarbonisation #GEDS #INCEIF #RAM https://lnkd.in/gW2zuVev

Climate Risk Assessment & Management: Navigating Financial & Corporate Resilience.    As climate change reshapes global economies, understanding and managing climate-related risks is essential for business resilience, financial stability, and regulatory compliance. This advanced training, organised by RAM and conducted by MVGX Tech, provides professionals with the tools to assess, quantify, and mitigate both physical and transition risks, ensuring informed decision-making in a rapidly evolving landscape.    What You’ll Learn:  ✔ Regulatory & Market Insights – Navigate global climate policies, regulatory frameworks, and financial risk management trends.  ✔ Practical Risk Assessment Frameworks – Gain hands-on experience in identifying, quantifying, and managing climate-related financial risks.  ✔ Scenario Analysis & Stress Testing – Learn industry-standard methodologies to evaluate risk exposure under various climate and economic scenarios.  ✔ Risk Mitigation & Adaptation Strategies – Integrate climate risk into corporate decision-making, investment planning, and regulatory compliance.  ✔ Real-World Case Studies – Analyse successful climate risk management strategies from diverse markets.    Enhance your expertise in climate risk management & build long-term resilience. Limited seats available. Download the brochure https://lnkd.in/geGkBDVZ.  For course details and registration, contact Chee Meng at [email protected] or log in to https://lnkd.in/gzys3Pnh for more information.    Be proactive. Manage climate risk today for a more secure tomorrow. #ClimateRisk #SustainableFinance #RiskManagement #RegulatoryCompliance #RAMRatings #MVGX #MVGXTech #CarbonTraining

Is your business ready for higher minimum wage and EPF contribution to foreign workers? Tell us how your business is doing with our short survey! https://lnkd.in/gQdtZXJJ (survey ends 5 March 2025). #RAMBCI #cost #price #inflation #minimumwage #businesschallenges #businessstruggles #ramratings #survey #economy #finance #sme #business #sentiment #malaysia

Pathways to Net Zero & Carbon Neutrality: Strategies for a Sustainable Future    Achieving Net Zero and Carbon Neutrality is no longer an aspiration but a business imperative. This executive training, organised by RAM and delivered by MVGX Tech, equips participants with a structured approach to decarbonisation strategies, international frameworks, and the latest innovations in emissions reduction.    What You’ll Learn:  ✔ Master Global Standards – Understand ISO 14068-1, PAS 2060, SBTi, and other leading carbon neutrality frameworks.  ✔ Strategic Implementation – Develop actionable decarbonisation roadmaps tailored to your organisation’s goals.  ✔ Carbon Credit Market Insights – Explore voluntary carbon markets, credit quality, and integration strategies.  ✔ Technology & Innovation – Gain insights into the latest advancements in carbon capture, renewable energy, and emissions reduction.  ✔ Real-World Applications – Learn from successful Net Zero & Carbon Neutrality case studies and apply best practices.    Lead your organisation toward a Net Zero future. Limited seats available. Download the brochure https://lnkd.in/gctgjigb.  For course details and registration, contact Chee Meng at [email protected] or log in to https://lnkd.in/gzys3Pnh for more information.    Decarbonise today. Build a sustainable tomorrow.     #NetZero #CarbonNeutrality #SustainabilityLeadership #ISO14068 #SBTi #RAMRatings #MVGX #MVGXTech #CarbonTraining 

Product Carbon Footprint & LCA Analysis (ISO 14067:2018).    In today’s sustainability-driven market, understanding product-level carbon emissions is critical for regulatory compliance, supply chain transparency, and achieving net-zero goals. This specialised training, organised by RAM and delivered by MVGX Tech, provides an in-depth look at ISO 14067:2018 and Life Cycle Assessment (LCA) methodologies to quantify and manage product carbon footprints.    What You’ll Learn:  ✔ Master ISO 14067:2018 – Understand the principles, requirements, and methodologies for product carbon footprint assessment.  ✔ Hands-On LCA Training – Gain practical experience using open-source LCA software for product emissions analysis.  ✔ Define Product Carbon Boundaries – Learn how to set system boundaries, collect relevant data, and conduct accurate footprint calculations.  ✔ Real-World Applications – Analyse case studies to address challenges in product-level emissions management.  ✔ Interactive Learning Experience – Participate in discussions, group exercises, and software demonstrations led by industry experts.    Equip your organisation with cutting-edge skills in carbon footprint assessment. Limited slots available. Download the brochure https://lnkd.in/gheBrwhj.  For course details and registration, contact Chee Meng at [email protected] or log in to https://lnkd.in/gzys3Pnh for more information.    Turn carbon insights into action, drive product sustainability today!     #ProductCarbonFootprint #ISO14067 #LifeCycleAssessment #SustainableProducts #RAMRatings #MVGX #MVGXTech #CarbonTraining