Engage Smarter AI

With the right architecture, AI systems can clearly explain their decisions while ensuring safety, precision, and compliance. ✔ 98% accuracy | Our Pensions Expert AI
 ✔ 80% accuracy | Average human agents
 ✔ 60% accuracy | GPT-4 This superior performance stems from designing our #AI advisors with explainability and transparency at the forefront. Here’s how we maintain the highest standards: 🔍 Red-Teaming: Stress-testing the system to identify and address potential gaps.
 🛡️ Guardrails: Real-time checks that ensure compliance and prevent errors.
 ✅ Assurance Tests: Rigorous pre-release evaluations to guarantee reliability.
 📈 Monitoring & Live Patching: Ongoing improvements without system downtime. #ExplainableAI #Transparency #FinancialServices #AIGovernance #AICompliance

🚨 Next Virtual Session: AI & Advice – Wednesday 2nd April, 4–5pm 🚨 We’re jumping straight into our next Women in Platforms session – and it’s one you won’t want to miss. Join us for a powerful conversation on AI and its growing role in financial advice, featuring three standout voices from the industry: 🔹 Heather Hopkins, MD & Founder of NextWealth 🔹 Alasdair Walker, CFP™ Walker, Director at Handford Aitkenhead & Walker (and resident financial planning geek!) Heather & Alasdair co-lead the AI Lab, a ground-breaking initiative exploring AI in advice. 🔹 Felicia Meyerowitz Singh, NED, MD and Co-founder of Engage Smarter AI – leading innovation in financial services from the front. 🗓️ Wednesday 2nd April 🕓 4pm – 5pm 📍 ZOOM 👉 https://lnkd.in/e4pUBmHt 💬 No need to register – just pop it in your diary and show up! 🧠 Expect big ideas, practical insights, and lively discussion. Kate Phillips Justine Pattullo Sarah Douglas Nicola Flannigan #WomenInPlatforms #FinancialAdvice #AIinAdvice #FintechInnovation #DigitalAdvice #AI #FinancialServices #WomenInFinance

The Case for Curated AI in #FinancialServices   AI that accesses the open web comes with serious risks—from prompt injection attacks to hallucinations and inaccuracy. There’s no reliable fix, making generalist AI models risky, especially in financial services where accuracy, security, and trust are non-negotiable.   That’s why we take a #CuratedAI approach. Instead of pulling from unverified sources, Curated AI is purpose-built and trained on carefully selected data, tools, and content.   ✅ Higher accuracy & transparency
✅ Natural protection against prompt injection & hallucinations   Of course, there are trade-offs:
⚠️ Less fluent out of the box than generalist AI
⚠️ More complex to build and maintain   But in regulated, high-stakes industries, the risks of an uncurated AI far outweigh the costs. Large #AI labs dominate the conversation, but their approach isn’t the only way—or the right way for financial services. Not all AI is alike. The devil is in the details.   📩 Want to learn more about our approach? Let’s talk.   #AIGovernance #ResponsibleAI #AIinFinance #Tuesdaythoughts

Well it's been a real pleasure supporting some fine growing companies and brave #entrepreneurs these last 6 months through the #AI #Accelerator at Ed Uni Bayes Centre. nooku, ProfessorMe, Chirrup.ai, Lovat, TrueDeploy, Fyne Labs, INSINTO, NOMW Health, ThermaFY Group, Engage Smarter AI, lola cares and MapMortar. Fair Winds and Following Seas. Thanks Katy Guthrie and Fabrizio Formichella. Patience, diligence and great humour. Now for the next chapter in this ever-unfolding saga.

#ThrowbackThursday to an incredible day at The University of Edinburgh's Venture Builder Incubator Showcase! 🎉 Yesterday, our Founder, Matt Gosden, had the privilege of attending this inspiring event, now in its 4th edition. It was amazing to witness the innovation, ambition, and groundbreaking ideas shaping the future of startups and early-stage businesses. Swipe through some highlights from the day! 📸✨ #Innovation #wealthtech #finance #AI

Today's the Day! 🎉 Our Founder, Matt Gosden, is at the The University of Edinburgh's Venture Builder Incubator Showcase! This year's event is the 4th edition, and it’s been nothing short of a triumph, showcasing the incredible potential of startups and early-stage businesses. We’re thrilled to be part of such a vibrant community of innovators and can’t wait to see how these groundbreaking ideas shape the future. #VentureBuilder #Innovation #Startups #UniversityOfEdinburgh #Entrepreneurship #Showcase2025

Brilliant to be back at #NextwealthLive 2025 with Heather Hopkins kicking off at the Royal Institute. The CEO panel chaired by the always debonair Peter Mann with Jonathan Cleborne, CFA from Vanguard , Michele Golunska Aviva Wealth and Advice, Chirantan Barua Scottish Widows Lloyds Banking Group IP&I, and Nick Wright SS&C Technologies discussion covering : - bring advice to the masses, digitally enable guidance, intergenerational and family units - targeted support and the impact on driving scale to advisers - helping consumers understand the value of investors - expanding financial planning and coaching at an earlier stage - spend more time focused on high value activities particularly as investment markets are changing over the upcoming 10 years - how to attract youth to become financial advisers in a currently declining markets, and using tech to make it simple and useful for the provision of services. - the lack of progress as an industry over the last 20 years where we have not learned across our industry with professional bodies disjointed. It is not enough to discuss Model A, Model B etc - we need to focus on end investors and what they can do with their money, starting from young savers with £3000. - Engagement and comms are critical as Peter quoted “People like choices, they just don’t like to choose”. - Transformative impact of AI enhancing the role of the adviser, even in a highly scaled environment there is significant opportunity and gaps to automate and create time savings which become an unlock for the industry. For LLMs, key benefits are in the mass consumer market such as the 20million clients of Lloyds Bank seeking to save. This includes chat models simple with integrated calculators such as Engage Smarter AI - thinking of my young daughter, loved the student discussing his friends more interested in sports betting than investing, and Chirantan Barua ‘s discussion about gamification and investment within school education for his 13 year old. Tech has got to be connected and integrated that can compete with aggressive players such as crypto and the gambling market. The themes discussed are similarly relevant across countries, such as Australia, USA, India etc. We need to join up asset managers, advisers and distribution, banking and insurance for one solution for customers. Delivering as new regulation including the Pensions review, is introduced this year including operating with targeted support and the advice-guidance boundary. Discussion about could we reverse RDR and give consumers more choice, to ultimately improve consumer outcomes. Reimagine the future - We need to evolve the way we offer advice. Regulated advice is binary and cannot be suitable as the only model and there needs to be an incremental stepped model.

Exciting News! Our Founder, Matt Gosden, will be attending The University of Edinburgh's Venture Builder Incubator Showcase in just a few weeks! This event marks the fourth edition of our support for startups and early-stage businesses, and we couldn’t be more excited about the incredible talent and innovation on display. Stay tuned for highlights from the showcase as we celebrate the growth and success of entrepreneurs shaping the future! #VentureBuilder #Startups #Entrepreneurship #Innovation #UniversityOfEdinburgh #Showcase2025

#Throwback to our AI Video Series! 🎥 Last month, our Data Scientist Sam Pink was busy creating a series of videos showcasing how our #AI Advisors interact with consumers. Here’s a quick recap of the videos in the series: 1️⃣ Meeting Consumer Duty Requirements with AI: The Withdrawal Journey
 2️⃣ Ensuring #AISafety with Guardrails
 3️⃣ Handling Customer Vulnerabilities with AI These videos dive into the innovative ways our AI is helping to meet regulatory requirements, ensure safety, and provide personalised support for vulnerable customers. 👉🏼 Catch up on all three videos now and see AI in action!  👉🏼 https://bit.ly/3XoN3TR 👉🏼 https://bit.ly/41ygsgS 👉🏼 https://bit.ly/3EYyXSY #AIInnovation #FinancialServices #AIAdvisors #ConsumerDuty

AI & Creativity: Insights from the AI Breakfast Club. Yesterday, we attended an engaging #AI Breakfast Club event in the City, exploring AI’s growing role in creative industries. The panel featured experts in: 🎭 Generative scriptwriting 🎮 Accelerated game design 🌍 Building 3D worlds from narratives 🤖 Developing lifelike NPCs A key debate? Human vs. Machine. While AI revolutionises creative workflows, many still believe that human guidance is essential to ensure quality, creativity, and control. A big thank you to Barclays Rise and Twin Path Ventures, along with John Spindler, for hosting such a thought-provoking discussion. How do you see AI shaping the future of creativity? Let us know in the comments! 👇 #CreativeAI #GameDesign #Innovation #GenerativeAI #BarclaysRise