Nadia Edwards-Dashti

We are back at Monzo Bank this week for our 2nd C-suite event in a week! 100 CTO/CPOs will be joining us for our partnership with YLD ⭐️ Driving Innovation for CTOs, CPTOs & CPOs: → The untold truths: You don’t know what you don’t know, until you have the seat at the table, AKA everything that nobody tells you → The working partnership between CTO’s, CPO’s, the wider C-Suite, the Board and the Investors → CTO > CPTO > CPO & moving to a more commercial understanding - what do businesses lose from being product centric? What is the Future of the Product function? → Are Product leaders executives without accountability? (CTO builds, CMO markets, CRO sells, etc) https://lnkd.in/ePezHuhs

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With neobank Monzo's recent significant investment and multi-billion dollar valuation, and the ongoing challenges faced by BaaS provider Synapse, the fintech sector remains a dynamic and intriguing space as we approach the summer months. Here's a clo https://lnkd.in/eHndnm4M

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Looking forward to participating in this panel later this month. If you're not already booked, here's the link https://lnkd.in/eFK_YBpS Manchester Digital #fintech #regtech #womenintech

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I think this year more than ever before it has become clear that the banking sector in the UK is facing a number of challenges. In order to thrive banks must be flexible, innovative, and customer-focused in 2024 and beyond. I’ve just read an article which outlines 5 main challenges affecting the banking industry right now: 1. Fraud and financial crimes 2. Ethical concerns 3. Fintech development 4. Economic uncertainty 5. Online banking I’d love to know, in your experience, are there any challenges you’d add to this list? And as a side note, if you’d like to discuss fortifying your team with the right people to ensure your organisation is up to facing these challenges, drop me a DM today. https://lnkd.in/eGJ7k69E #Innovation #BankingSector #FinTech

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Monzo Bank is gearing up for a potential IPO, and the excitement is palpable! With key appointments like Tom Oldham, who played a pivotal role in Nubank’s NYSE listing, Monzo is clearly building a formidable leadership team to navigate this ambitious journey. Their $5.9 billion valuation demonstrates solid growth, and with over 11 million customers, the groundwork is set for growth in the competitive US and European markets. But why does this matter beyond Monzo? A successful IPO could reignite investor interest in fintech, setting a new trend for digital banks. It could also pressurize competitors like Revolut and Starling Bank to reconsider their own IPO timelines. For early investors and retail traders alike, this is an enticing proposition! The stakes are high, and if Monzo plays its cards right, it could redefine the fintech landscape. Are you ready for this potential game-changer?

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Monzo Bank's strategic masterclass in a changing economic landscape In a time when many FinTechs are tightening belts, #Monzo is taking bold steps forward. Their latest valuation increase to $5.9 billion via a secondary sale shows more than just strong investor confidence—it’s a showcase of strategic foresight. Key Highlights: 🔸 Enhancing Liquidity: By opting for a secondary sale, Monzo is bolstering its financial flexibility without diluting its valuation. This sets the stage for expansion, product innovation, and entering new markets (Europe and the US) with confidence. 🔸 IPO Preparation: These moves mirror public market transactions, allowing Monzo to both test investor appetite and educate the market about its unique growth potential ahead of any IPO ambitions. 🔸 Market Timing: Monzo’s valuation boost in favorable market conditions reflects financial prudence, setting a strong baseline for future rounds. As FinTech continues to face economic volatility, Monzo's strategic positioning proves that with the right moves, opportunities abound. Read the full blog: https://lnkd.in/dgdNHRBN #CInnovation #FintechInsights #FintechInnovation #FinanceInsights #BankingRevolution #DigitalTransformation #BankingInnovation #FinancialGrowth #Finance #Banking #NeoBanking #FinancialServices #Fintech #BankingNews #TechInFinance #FinancialNews

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ClearBank's CEO, Charles McManus, shares his perspective in a recent Bloomberg article on the UK's ambitious new regulations aimed at tackling payment scams. With the Payment Systems Regulator's regime set to take effect on October 7th, the industry is facing significant challenges after one of the 'worst summers for fraud'. 📅 📉 Charles highlights concerns over the tight timeline and the complexity of the new rules, describing the process as "sclerotic and ambiguous," stressing the need for a balanced approach that protects consumers while also fostering innovation within the financial sector. As the FinTech industry adapts to these changes, ClearBank is leading the conversation on how best to navigate the evolving regulatory landscape. 👉 Dive into the full article: https://lnkd.in/exyHgDJ9 #VoiceOfFinTech #Payments #PSRMandatoryReimbursement Adam Jackson | Christopher Foo | Megan Jenkins | Roberto Napolitano, MBA | Lauren McLean

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Savers’ Interests Must Be at the Heart of Pension Market Changes, PensionBee UK States in DWP Pension Investment Review Response Rebecca O'Connor FRSA, Director (VP) Public Affairs at PensionBee, commented: “It is crucial that any changes prioritise savers’ best interests. While consolidation offers potential benefits like reduced costs and regulatory simplicity, it is not a silver bullet for stronger returns, but it can facilitate the expertise needed to drive an expansion into more complex asset classes. “We urge the Government to focus on fostering a diverse investment landscape that balances innovation with protection, ensuring savers’ rights are upheld at every step. A unified regulatory approach, the offering of incentives like tax relief and the development of innovative solutions to solve the problem of asset class illiquidity, could unlock new investment in UK productive assets, while safeguarding long-term growth and security for savers.” https://lnkd.in/eTNm_HsV Steven Kennedy Laura Dunn-Sims Ffion White Rachael Oku Brooke Day Romina Savova Neill Vandenberg #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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Monzo Bank, the UK challenger bank, has been a key player in the fintech space and encouraged wide adoption of Open Banking from Gen Z and Millennials. It recognised consumers’ desire for an intuitive, digital solution that enables them to manage all of their finances in one place - offering account aggregation, categorisation, and credit scoring through their Monzo Plus solution. After its plans to move into the pensions market went public in 2023, Monzo has announced it will be launching a new pension consolidation solution that finds users’ pension pots and brings them into one fund, accessible through the Monzo app. The announcement comes as Monzo’s research revealed that 51% of UK adults don’t know how much they have saved for retirement. It asked 2,000 people what would make engaging with their pension easier, and 38 per cent said a process that felt more accessible to manage alongside their everyday finances. What can we learn about the future of pensions from Monzo Bank? Read our post to find out ⬇ https://lnkd.in/esg9UKtv

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Monzo Bank, the UK challenger bank, has been a key player in the fintech space and encouraged wide adoption of Open Banking from Gen Z and Millennials. It recognised consumers’ desire for an intuitive, digital solution that enables them to manage all of their finances in one place - offering account aggregation, categorisation, and credit scoring through their Monzo Plus solution. After its plans to move into the pensions market went public in 2023, Monzo has announced it will be launching a new pension consolidation solution that finds users’ pension pots and brings them into one fund, accessible through the Monzo app. The announcement comes as Monzo’s research revealed that 51% of UK adults don’t know how much they have saved for retirement. It asked 2,000 people what would make engaging with their pension easier, and 38 per cent said a process that felt more accessible to manage alongside their everyday finances. What can we learn about the future of pensions from Monzo Bank? https://lnkd.in/esg9UKtv

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Monzo Bank, the UK challenger bank, has been a key player in the fintech space and encouraged wide adoption of Open Banking from Gen Z and Millennials. It recognised consumers’ desire for an intuitive, digital solution that enables them to manage all of their finances in one place - offering account aggregation, categorisation, and credit scoring through their Monzo Plus solution. After its plans to move into the pensions market went public in 2023, Monzo has announced it will be launching a new pension consolidation solution that finds users’ pension pots and brings them into one fund, accessible through the Monzo app. The announcement comes as Monzo’s research revealed that 51% of UK adults don’t know how much they have saved for retirement. It asked 2,000 people what would make engaging with their pension easier, and 38 per cent said a process that felt more accessible to manage alongside their everyday finances. What can we learn about the future of pensions from Monzo Bank? https://lnkd.in/esg9UKtv

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FinTech Scotland and SuperTech WM are excited to welcome two new industry partners to the Financial Regulation Innovation Labs (#FRIL) Consumer Duty Innovation Challenge. TSB Bank and BNP Paribas Personal Finance join the programme, bringing invaluable expertise and a strong commitment to innovation, having consistently embraced the transformative potential of fintech within their organisations. Their participation will help fintechs develop new solutions in response to the evolving regulatory landscape. Applications for the Consumer Duty Innovation Challenge close on October 27th. Don't miss this opportunity to collaborate with industry leaders and drive meaningful change. Learn more and apply about the FRIL Consumer Duty innovation Call and be part of the future of financial regulation. https://lnkd.in/eUvwtfpB #FinTechInnovation #ConsumerDuty #FinancialServices #RegTech #DigitalTransformation

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Foundation 92 Announces Partnership With Tandem Bank to Deliver Financial Inclusion Alex Mollart, Chief Executive Officer at Tandem Bank, said: “Tandem is focussed on helping consumers transition to a lower carbon lifestyle. But that fight against climate change is nothing is people are left behind and are unable to join it. “Sustainability stands for so much more than just carbon emissions and creating a lasting impact across society is at the core of it. Financial skills and literacy are at the heart of the modern economy and our daily lives and yet so many lack basic skills or understanding – I’m proud Tandem can bring our expertise to help plug the gap. https://lnkd.in/eA6CukFb Tom Hutton #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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UK fintechs are gradually changing the face of finance and banking. They’ve helped to boost the economy and are pulling their weight when it comes to increasing financial security. But with economic factors such as interest rate changes, inflation, and economic downturns or booms significantly influencing the sector, they cannot afford to slow their growth and momentum. This article explores how fintechs are shaping a brighter future for the UK and how they are playing a transformative role in the banking sector. A really interesting and positive piece (despite the challenges!), I think you’ll enjoy this one. https://lnkd.in/eViTQazP #FinTech #BankingSector #FinancialServices

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ColCap UK and Molo Complete £300 Million Securitisation ColCap UK’s Treasurer, Paolo Tanca, commented, “This deal represents a significant milestone for us, showcasing our ability to structure and execute successful RMBS transactions in the UK market. We are excited about the opportunities for future growth and expansion.” Esther Morley Matthew Kimber https://lnkd.in/eyBXKnyR #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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🚀 Navigating Tech Hurdles: Insights on Board Dynamics, Digital Strategy, and Resilient Leadership 🚀 Episode 4 of Notes From A NED is out now, featuring a truly inspiring conversation with Meri Williams, CTO at Pleo and former CTO at Monzo, MOO, and M&S. Hosted by Samuel Kasumu, this episode dives deep into Meri’s unconventional journey through the tech world. Meri shares her insights from launching South Africa’s first satellite to driving digital transformation in the UK government. Drawing on her extensive experience with companies like Procter & Gamble, Vodafone, MOO, Monzo, and M&S, she unpacks strategies for scaling teams, fostering innovation, and effectively managing the intersection of technology and boardroom dynamics. Beyond her impressive professional background, Meri opens up about the resilience required to navigate personal health challenges, including Ehlers-Danlos syndrome. A dedicated advocate for STEM education and inclusivity, she also discusses her commitment to giving back—serving as a tech advisor to multiple organisations and actively supporting her community through initiatives that promote diversity and empowerment in STEM. If you're looking for actionable insights on resilient leadership, adaptability, and inclusive tech culture, this is an episode you won’t want to miss. 🎧 Tune in to Meri’s conversation via the link below and get inspired! 👇 https://lnkd.in/evEcfQ3a #TechLeadership #STEM #Innovation #NotesFromANED #ResilientLeadership #WomenInSTEM #STEMLeadership #StrategicLeadership #Leadership

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Triodos Bank Commits to Financing £418 Million in Nature-Based Solutions Jacco Minnaar, Chief Commercial Officer of Triodos Bank: “Investing in nature-based solutions is crucial for restoring our natural environment and mitigating the effects of the climate crisis. At Triodos Bank, we are proud to be at the forefront of this movement, demonstrating that sustainable finance can drive positive environmental and societal impact. Our dedication is evident in our emphasis on five interconnected transition themes: energy, food, resources, societal, and wellbeing. By focusing on these themes, we strive to develop a comprehensive approach to sustainability that benefits the environment while also improving the quality of life for communities around the globe.” https://lnkd.in/ebW_rWBb Imogen Jolliffe Whitni Thomas Carmel Delany Sarah Ball Hans Stegeman Jeroen Pels Simon Scholl #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

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