EarnIn’s cover photo
EarnIn

EarnIn

Financial Services

Palo Alto, California 184,694 followers

Money at the speed of you.

About us

EarnIn lets you access your money as you earn it — not days or weeks later. We’re reimagining the way money moves to make financial momentum accessible to everyone. That starts with payday every day and builds with tools like credit monitoring, automated savings accounts, and low-balance protection. All with no interest, no credit checks, and no mandatory fees. So our customers have as many options as possible to save and spend on their terms. EarnIn’s pioneering Earned Wage Access app is backed by world-class partners like A16Z, Matrix Partners, and DST. Since our founding in 2013, 3.8 million customers have given it over 380,000 5-star reviews for helping them access over $15 billion in earnings. That means: - 49% can now cover an unexpected expense of $400 since using EarnIn - 73% can budget more effectively with EarnIn - 66% have been able to pay bills on time with EarnIn’s help We’re proud of that impact. Because no one should feel stuck — held back from their ambitions, their life — simply because they can’t access the money they’ve already earned. That’s why EarnIn is here, to help people move forward with the lives they want today and the goals they have for tomorrow. Join us. EarnIn is a financial technology company, not a bank. The Deposit Account, Secured Account, and EarnIn Card are issued by Evolve Bank & Trust, Member FDIC. The EarnIn Card is issued pursuant to a license from Visa USA Inc.

Website
http://earnIn.com/
Industry
Financial Services
Company size
201-500 employees
Headquarters
Palo Alto, California
Type
Privately Held
Founded
2012
Specialties
mobile payments, financial services, Fintech, payroll, financial health, financial wellness, earned wage access , same-day pay, and on-demand pay

Locations

Employees at EarnIn

Updates

  • View organization page for EarnIn

    184,694 followers

    #InternationalWomensDay is a day to celebrate women across the globe and discuss ways to build greater equity. We spoke with Jira Sriyanai, Office & Employee Experience Manager at EarnIn’s Thailand office, to hear what that looks like for her. What does International Women’s Day mean to you? For me, International Women’s Day is about celebrating, reflecting, and pushing forward. It’s a moment to recognize how strong and capable women are and that we’re still fighting for equality in many spaces. It reminds me of the incredible women in my life who lift each other up, break barriers, and prove every day that we belong in every room and at every table. What inspires you most about the women you work with at EarnIn? The women at EarnIn lead with empathy, celebrate each other’s successes, and foster a truly inspiring environment, creating a culture of encouragement and inclusivity. How do you envision a more inclusive and equitable future for all women? A future where women have opportunities, leadership positions, and success that aren’t determined by gender, but by talent, passion, and hard work. To get there, we need to continue creating safe spaces for women to thrive, and making sure every voice is heard. Looking to work with a team that fosters equality and empathy? EarnIn is hiring. Visit our career page for open opportunities: https://bit.ly/48iksmZ

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  • View organization page for EarnIn

    184,694 followers

    Raising children throws you into a new world no book or class can prepare you for. Stephen Sun, Security GRC Team Lead at EarnIn, finds solace and community in EarnIn’s Family First Employee Resource Group among other parents and caregivers sharing their experiences with each other. How has EarnIn’s parent and caregiver ERG, Family First, supported you? It provides a space where I can connect with other parents, share experiences, and get advice from others who truly understand the challenges and joys of raising kids. Whether it’s talking about sleep training, daycare struggles, or sharing a funny story, this ERG creates a more supportive and inclusive workplace. Can you share any insight as a new father that has impacted you? Being a new parent helps put things into perspective quickly in terms of what is truly important in life, what it means to be present, and to be deliberate about how you spend your time. Small moments—like reading a bedtime story or hearing my child laugh—carry so much weight now. What is your favorite thing about working here? EarnIn is a results-oriented company and provides the flexibility I need to be present for my family. This flexibility allows me to be an engaged parent while also performing at a high level professionally. Knowing that I can step away when my family needs me makes a huge difference in my work experience. If you’re looking for a career that values work-life balance and offers parental leave benefits, EarnIn is hiring. Check our careers page for open opportunities: https://bit.ly/48iksmZ #NationalCaregiversDay

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  • View organization page for EarnIn

    184,694 followers

    Opportunities to recognize and reflect on the triumphs of Black Americans are always worth taking. We sat down with Lana Lawson Commercial Counsel at EarnIn, and talked about how Black History Month resonates with her. What does Black History Month mean to you?  Black History Month is a time to remember the sacrifices my ancestors made for me and recognize the path that Black Americans are creating today. I celebrate Black History Month because it reminds me of where I came from so I can remember where I am going. Can you share a moment or person in Black history that has impacted you? When I visited Madam C.J. Walker's Legacy Center in third grade. I came from very humble beginnings so visiting the factory of the first self-made black female millionaire changed my perspective of what a black woman could accomplish in America with hard work and perseverance. How can EarnIn’s DIB efforts continue to honor Black history and culture?  As a leader of Black at EarnIn (“BAE”), having the support of my People Experience Team, EarnIn co-workers, and leadership, I feel we do a phenomenal job celebrating and honoring Black history and culture throughout the year! If you’re looking for a career that celebrates diversity, inclusion, and belonging, EarnIn is hiring. Check out our careers page for open opportunities: https://bit.ly/48iksmZ

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  • EarnIn reposted this

    View profile for Jantrarat Sriyanai

    HR|Office & Employee Experience Manager

    🎊Celebrating Lunar New Year at EarnIn Bangkok!🐉 🐍新年快乐! Xin Nian Kuai Le! 🧧✨️ Our team celebrated with Angpao 🧧, delicious pizza 🍕, and amazing vibes! Congrats to Werawat Nawasuttipong for winning Best Costume 👏 and a huge shoutout to Tanawat Tassana & Kritsada Sunthornwutthikrai for the incredible Lion Dance performance! 🐲🦁 Wishing everyone to join our family, check out our careers site here: https://bit.ly/4b8pFPj #LifeatEarnIn #WeAreHiring #LunarNewYear #YearOfTheSnake #BangkokTeam

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  • View organization page for EarnIn

    184,694 followers

    If you’re looking for some inspiration to keep your New Year’s resolutions going, talk to Pablo Andrade, Software Engineer at EarnIn. We did — and learned about his goals and how he’s sticking with them. As we welcome the new year, what are your goals for 2025? I’m looking forward to achieving new milestones with my weightlifting and am eager to deepen my understanding of finances. Professionally, I’m excited to keep modernizing EarnIn’s Signup and Login experience! What’s one lesson you’ve learned in the past year that you’ll carry forward? It’s best to launch and iterate rather than try to get it perfect at first. Getting feedback after launching a product is more valuable than trying to predict what the customer's behavior will be. How do you plan on keeping your New Year’s resolutions? I think it’s important to plan our personal goals before the end of January. There will always be hurdles along the way, but if the goal is clearly set then one can maneuver through. Well put, Pablo. If you’re looking to make moves toward your goals in 2025 too, EarnIn is hiring. Check out our careers page for more info on opportunities: https://bit.ly/48iksmZ

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  • View organization page for EarnIn

    184,694 followers

    The holidays are here — and sometimes the simplest traditions can be the most meaningful. We sat down with Kim Trometer, Fraud Dispute Operations Manager, and Calvin Chu, Sr. Product Manager, at EarnIn to hear about theirs. What are your favorite holiday traditions? Kim: Gifting an ornament each year to my children and extended family, each one representing a meaningful event from the past year. When my children grew up, I gave them all the ornaments they’ve now collected over the years, so they can carry a little piece of home.   Calvin: Growing up, my family and I would put up the Christmas tree together right after Thanksgiving dinner. My younger brother, our cats, and I would spend weeks excitedly waiting for the special day to arrive. What do you like most about the holidays? Kim: My favorite part is spending time with friends and family, whether it's visiting Santa, baking delicious treats, or simply enjoying each other's company.   Calvin: The holidays always bring a sense of comfort and closure to the year and a fresh spark of excitement for what’s coming next. When have you felt a strong sense of belonging this year at EarnIn? Kim: During particularly challenging times, EarnIn provided me with a safe space to be my authentic self. This support fostered a deep sense of trust within the company and greatly improved my well-being, knowing I had that level of understanding and care. Calvin: Recently EarnIn hosted a company-wide event in San Francisco and brought people from all over the world together. It reminded me of attending a university reunion — as we celebrate our growth and share stories about what we’ve been working on for the past year. If you’re looking to make a real impact in 2025 with teammates like Kim and Calvin, EarnIn is hiring. Check out our careers page for more info on openings: https://bit.ly/48iksmZ Happy holidays!

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  • View organization page for EarnIn

    184,694 followers

    Volunteering keeps so many communities ticking. For this International Volunteer Day, we sat down with Lara Owens, CFCS, CRCM, Enterprise Risk Management Specialist at EarnIn, and chatted about her volunteer work with young children and how that community has improved her life both personally and professionally. Where do you volunteer and what keeps you motivated? I volunteer at our local school during the summer months through the non-profit my husband and I created, Future Community Leaders. What motivates me is seeing a child light up with wonder and curiosity because they’ve experienced something new and can see that the world is bigger than their immediate surroundings. How has volunteering impacted you? Through volunteering, I have learned to always be curious. As we grow up we lose some of our wonder and become quick to form opinions. Children do not have those biases yet. They are accepting of everyone until they are taught not to be. They can teach us all to be more loving and accepting. Are there any skills you’ve gained through volunteering that have helped you at EarnIn? I’ve learned to be vulnerable. Children are unfiltered and honest, and they tell you exactly what they think. Being open to their perspectives is critical to connecting with them. This has also taught me to be vulnerable with my ideas and open to feedback from my colleagues. I value their perspectives and appreciate that EarnIn fosters an environment of curiosity.   Has your volunteering impacted the communities EarnIn serves? The volunteer work I do helps young minds dream beyond their current circumstances. My hope is that they experience something that inspires them to focus their life in a positive direction. This is similar to what we do at EarnIn for our Community Members. They come to us for help meeting their financial needs so that they can begin to consider the possibility of living more. If you’re looking to make an impact with Lara and the rest of the team at EarnIn, check out our careers page for more info on available openings: https://bit.ly/48iksmZ

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  • View organization page for EarnIn

    184,694 followers

    Thanksgiving is right around the corner and gratitude is in the air... After delivering a much-talked-about presentation at a recent off-site, we’re especially grateful for EarnIn CFO, Jacopo Lenzi, right now. So we caught up with him about what he’s thankful for — in life and at EarnIn. Why did you decide to join EarnIn? I had the opportunity to join a company that has an amazing product fit, has fostered a passionate community of customers, and is aiming to re-align financial service to the actual needs of customers (not self-serving business models)… Yes, please. What are you most thankful for so far at EarnIn? The amazing support and patience (lots of patience) of those around me. EarnIn is a very welcoming environment. Despite me being the new guy in town, folks kindly limit their eye-rolls at my obvious questions and wacky ideas, while showing a healthy willingness to reconsider old “truths”. Might be because I’m the CFO and their budget is at stake. But I prefer to think that it is because I work in an awesome work environment. What's your favorite Thanksgiving memory or tradition? When I started dating my now wife, she was working in the restaurant industry. My first real Thanksgiving was having a bunch of haute cuisine chefs in our tiny home kitchen whipping up a ridiculously awesome meal while chatting, drinking, and just being happy. Thanksgivings for us have been less about the outcome and more about the company of friends with as much laughter as we can muster. Wine helps too. Interested in joining Jacopo and the rest of our welcoming team at the EarnIn table? We’re hiring. Check out our careers page for more info on available openings: https://bit.ly/48iksmZ

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  • View organization page for EarnIn

    184,694 followers

    EarnIn’s Yvonne Chao and Ben LaRocco joined South Carolina Governor Henry McMaster and other industry leaders, including representatives from South Carolina Department of Consumer Affairs, for the signing ceremony of S.700. This new law, the Earned Wage Access Services Act, is the culmination of dedicated efforts throughout the last legislative session to create a meaningful framework for EWA. S.700 offers essential regulatory clarity, ensuring that people in South Carolina can continue to access EWA services when they need them, helping to reduce dependency on high-cost alternatives. With robust consumer protections now in place, we’re optimistic about seeing this model spread to other states. It’s a step forward for responsible innovation, and it empowers a financially resilient workforce.

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  • View organization page for EarnIn

    184,694 followers

    Diwali is the Hindu festival of lights, a five-day celebration with friends and family during which people light candles, watch fireworks, and enjoy delicious treats. We caught up with Venkatesh, our Staff Machine Learning Engineer in Bengaluru, and discussed his plans for Diwali and his favorite family traditions around the holiday. How do you celebrate Diwali, and what does it mean for you? As a kid and even now, Diwali has always been my favorite festival. I remember my mom waking up early to perform Lakshmi Puja, and the house would fill with the aroma of sweets she made, especially ariselu, a traditional South Indian sweet. A big part of our tradition is also praying to our elders and Lord Vishnu. Diwali holds a deep meaning for us, symbolizing the triumph of light over darkness, good over evil, and knowledge over ignorance, through the story of Lord Krishna and Goddess Satyabhama defeating Narakasura. Diwali often represents new beginnings and growth. Have you celebrated any milestones during the festival this year? This year feels particularly special as I recently got married and will celebrate my first Diwali with my better half. Are there any special decorations you look forward to? We light diyas, traditional diyas made of clay, all around the house and decorate the puja room with lots of flowers during the Laxmi puja in the morning. We also make rangoli in front of the house with diyas surrounding the rangoli. Are there any Diwali traditions that you’ve shared with your EarnIn colleagues? We recently had a session where each of us painted diyas in Bangalore. Some of the folks from the US were also visiting that week so we had lots of fun. We couldn’t be happier to be working with you to bring more light to the world, Venkatesh. Interested in joining Venkatesh on our global team?  EarnIn is hiring. Check out our careers page for more info on available openings: https://bit.ly/48iksmZ

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