Employee Retention Credit (ERC / ERTC) IRS Tax Refund Services from Disaster Loan Advisors™’s Post

SBA 504 Loan Advantages: Comparing Key Business Benefits https://lnkd.in/gfHHTBsz Small business owners often face challenges in obtaining affordable financing for significant purchases or expansions. The SBA 504 loan program offers a solution, providing long-term, fixed-rate financing for real estate and equipment. This article examines the main SBA 504 loan benefits, helping entrepreneurs understand how this program can support their growth. The program opens new opportunities for businesses to advance their operations and achieve their goals. Key Takeaways of SBA 504 Loan Advantages - SBA 504 loans offer low down payments, often just 10%, allowing businesses to keep more cash on hand. - These loans provide fixed interest rates, currently ranging from 5.76% to 5.87%, depending on the loan term. - Loan terms can extend up to 25 years, with no balloon payments, making monthly costs more manageable. - SBA 504 loans can fund up to 90% of project costs for major fixed assets like real estate or equipment. - Businesses must meet size standards, typically having a net worth under $15 million and net income below $5 million after taxes. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

How to Qualify for an SBA 504 Loan: Step-by-Step Guide https://lnkd.in/deBe-a74 Securing funding for business growth can be a major challenge for small enterprises. The SBA 504 loan program offers support, providing long-term financing for fixed assets at competitive rates. Understanding how to qualify for an SBA 504 loan is essential for business owners looking to expand or modernize their operations. This guide explains the eligibility requirements and application process, helping business owners pursue financial support. Key Takeaways of How To Qualify For An SBA 504 Loan - SBA 504 loans help small businesses buy fixed assets like real estate or equipment with long-term financing at low rates. - To qualify, businesses must have a net worth under $15 million and average net income below $5 million after taxes for the past two years. - Owners must be U.S. citizens or green card holders, and the business must be for-profit and meet SBA size standards for its industry. - Loan funds must be used for fixed assets, not working capital. Businesses must occupy at least 51% of existing buildings or 61% of new structures. - The application process involves finding a Certified Development Company, gathering financial documents, and showing how the project will create jobs or help the community. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan Benefits for Small Businesses: Boosting Success https://lnkd.in/gpecn2MC Small businesses often struggle to secure affordable financing for growth. The SBA 504 loan program offers long-term, fixed-rate funding for major fixed assets. This article explores how small businesses can tap into SBA 504 loan benefits to boost their expansion plans. Key Takeaways of SBA 504 Loan Benefits For Small Businesses - SBA 504 loans offer small businesses long-term, fixed-rate financing with only 10% down payment for major assets like real estate and equipment. - Loan terms range from 10 to 25 years, with current fixed interest rates between 5.76% and 5.87%, allowing businesses to plan for stable monthly payments. - Eligible businesses must have a net worth under $15 million, average net income below $5 million, and typically create one job per $75,000 borrowed. - The loan structure involves 50% from a bank, 40% from an SBA-backed CDC, and 10% from the business owner, with maximum loan amounts up to $5.5 million for most businesses. - In 2020, the SBA approved 6,091 504 loans worth $4.98 billion, helping small firms expand operations and create jobs across various industries. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan for Business Expansion: Fueling Growth https://lnkd.in/g2rEttvg Many small business owners struggle to secure funding for expansion. The SBA 504 loan program offers long-term, fixed-rate financing for major fixed assets. This guide explains how SBA 504 loans for business expansion can help you grow your company. Key Takeaways of SBA 504 Loan For Business Expansion - SBA 504 loans offer long-term, fixed-rate financing for major business assets like land, buildings, and equipment. - Eligible businesses must be for-profit, operate in the U.S., and have a net worth under $15 million and average net income below $5 million after taxes for the past two years. - These loans provide up to $5.5 million in funding with low down payments (10-20%), below-market interest rates, and repayment terms of 10-25 years. - The application process involves working with a Certified Development Company (CDC) and submitting financial documents, business plans, and other required paperwork. - Refinancing options are available for existing debt, allowing businesses to lower monthly payments and free up cash for growth. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

How Does an SBA 504 Loan Work? Key Insights for Borrowers https://lnkd.in/gJDrVqzJ Securing funding for business growth can be challenging for many entrepreneurs. The SBA 504 loan program offers a solution, providing long-term, fixed-rate financing for major fixed assets. This comprehensive guide will explain how SBA 504 loans work, breaking down the eligibility requirements, application process, and benefits. This information can help entrepreneurs understand the potential of this financing option for their business. Key Takeaways of How Does SBA 504 Loan Work - SBA 504 loans help small businesses buy real estate or equipment with low 10% down payments and fixed interest rates for up to 25 years. - These loans use a 50-40-10 model: 50% from a bank, 40% from a Certified Development Company (CDC), and 10% from the borrower. - Businesses must be for-profit, have a net worth under $15 million, and average net income under $5 million for the past two years to qualify. - Loan amounts can reach $5.5 million for manufacturing and energy-efficient projects, with terms of 10, 20, or 25 years. - The application process involves working with a CDC, gathering financial documents, and undergoing a credit review before approval and funding. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan Process: A Guide for Business Owners https://lnkd.in/gqQYghDA Securing funding for business expansion can be challenging. The SBA 504 loan process offers a solution for small businesses looking to finance major fixed assets. This guide breaks down the steps involved in obtaining an SBA 504 loan. It provides clear, actionable advice for completing the application process. Key Takeaways of SBA 504 Loan Process - SBA 504 loans offer long-term, fixed-rate financing for small businesses to buy real estate or equipment with only 10% down payment. - Eligible businesses must be for-profit, have a net worth under $15 million, and average net income below $5 million for the past two years. - The loan process involves prequalification, application submission, approval, and closing, working with a Certified Development Company (CDC) and a bank. - Interest rates for SBA 504 loans average around 3%, linked to 10-year U.S. Treasury notes, with loan terms of 10, 20, or 25 years. - Accurate documentation and clear communication with the CDC are key to a successful loan application and approval process. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan Eligibility: Who Can Apply? https://lnkd.in/geWNJeGS Securing financing for business growth can be challenging for small enterprises. The SBA 504 loan program provides long-term, fixed-rate funding for major fixed assets that support business expansion and job creation. This article explains the SBA 504 loan eligibility requirements, helping business owners understand if they qualify. Business owners can explore their options to determine if this program suits their needs. Key Takeaways of SBA 504 Loan Eligibility - SBA 504 loans help small businesses buy fixed assets like land, buildings, and equipment. - To qualify, businesses must have less than $15 million in net worth and under $5 million in average net income after taxes for the past two years. - Owners must be U.S. citizens or permanent residents, and the business must be for-profit. - Loans can cover up to 90% of project costs with repayment terms of 10, 20, or 25 years. - Green projects and debt refinancing have special rules that may offer better loan terms. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan Terms: What to Know Before You Apply https://lnkd.in/gQebej8v SBA 504 loans can provide significant support for small businesses looking to expand or update their operations. These loans offer long-term, fixed-rate financing for major fixed assets such as real estate and equipment. Understanding SBA 504 loan terms is essential for business owners considering this program. This article explains the eligibility requirements, loan terms, and application process – helping business owners understand the steps to secure funds for their business growth. Key Takeaways of SBA 504 Loan Terms - SBA 504 loans offer long-term financing for small businesses to buy real estate or equipment, with loan amounts up to $5.5 million and terms of 10, 20, or 25 years. - Eligible businesses must have a net worth under $15 million, average net income below $5 million for two years, and occupy at least 51% of the property financed. - Interest rates for SBA 504 loans typically range from 5% to 7%, with rates tied to 10-year U.S. Treasury notes. - The application process involves working with a Certified Development Company (CDC), gathering required documents, and submitting forms to the SBA for approval. - Prepayment penalties may apply if the loan is paid off early, but fixed rate options provide stability for borrowers throughout the loan term. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan Program: Eligibility and Application Tips https://lnkd.in/gamDVrAR Many small business owners struggle to secure affordable, long-term financing for major assets. The SBA 504 Loan Program offers fixed-rate funding up to $5.5 million for eligible companies. This article breaks down the key eligibility criteria, requirements, and benefits of the SBA 504 loan program. Key Takeaways of SBA 504 Loan Program - SBA 504 loans offer up to $5.5 million in fixed-rate financing for small businesses to buy land, buildings, or equipment. - Eligible businesses must be for-profit, have a net worth under $15 million, and create one job per $75,000 borrowed ($120,000 for manufacturers). - Loan terms range from 10 to 25 years with lower interest rates than conventional loans, often just 2.08% to 2.18% above the 10-year Treasury rate. - The program has invested over $80 billion and helped create more than 2 million jobs since it began. - Businesses work with Certified Development Companies to apply and must provide detailed financial documents, including three years of tax returns and business plans. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding

SBA 504 Loan Qualifications: Meeting the Requirements https://lnkd.in/gdtDSUSn Small business owners often struggle to secure funding for major investments. The SBA 504 loan program offers long-term, fixed-rate financing for significant assets like real estate and equipment. This article breaks down the SBA 504 loan qualifications and eligibility requirements. Discover if your business qualifies. Key Takeaways of SBA 504 Loan Qualifications - SBA 504 loans offer long-term, fixed-rate financing for small businesses to buy land, buildings, and equipment. - Businesses must have a net worth under $15 million and average net income below $5 million for the past two years to qualify. - Loan amounts can reach up to $5.5 million for most projects, with a 10% down payment required from the borrower. - The application process involves working with a Certified Development Company (CDC) and gathering extensive financial documents. - Special considerations exist for environmentally friendly projects, which may receive larger loans and better terms. Invest in Your Business with the SBA 504 Loan Program: Affordable Long-Term Financing for Big Opportunities! The SBA 504 Loan Program is the ultimate solution for small business owners ready to make long-term investments in their growth. Whether you’re planning to purchase commercial real estate, upgrade facilities, or acquire essential equipment, this program offers the tools to achieve your goals with unmatched affordability and flexibility. Unlike traditional loans, SBA 504 Loans focus on helping small business owners invest in their future with terms that prioritize sustainability and growth. Schedule Your SBA 504 Loan Consultation Now https://lnkd.in/e8duBvFy #SBA504 #SBA #SBALoan #SBALoans #BusinessLoans #Financing #Lending #Credit #Funding