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The payments and banking landscape is evolving rapidly, driven by the power of fintech. More than just a set of tools, these digital solutions are transforming how businesses manage their finances, making processes faster, simpler, and more efficient. A key trend I’m seeing is the convergence of payment systems, banking solutions, and automation into unified platforms that cater to businesses of all sizes. This shift allows companies to streamline everything from payables and merchant services to cash flow management—all within a single, integrated system. #Fintech #DigitalTransformation #Payments #FutureOfFinance

Here are some insights: 1) Embedded Finance Revolution - Traditional banking services are being integrated directly into non-financial businesses. - Large enterprises (not just fintechs) are becoming major players in financial services. - Success depends on enhancing the core business through financial features while minimizing regulatory risk. 2) Evolution of Payment Models - Digital wallets and pre-loaded funds are reducing transaction costs. - Co-branded debit cards are emerging as alternatives to credit cards. - Businesses are optimizing payments through integrated wallet solutions to guarantee future sales and increase customer loyalty. 3) Changing Banking Landscape: - Banks are adapting by either developing direct enterprise solutions, partnering with technology platforms, or becoming specialized infrastructure providers. - Traditional banking roles are being unbundled and redistributed among new players. - Banking partnerships and regulatory compliance are becoming more scrutinized, leading to increased importance of proper licensing.

How you innovate defines how you lead. Here’s how Infinant is empowering banks to scale innovation in 2025 ⬇️ Infinant | Grow Your Bank, a Charlotte, NC-based bank platform provider, just raised $15M in Series A funding. This milestone comes with a clear purpose: ➡️ Enhancing their product suite to deliver cutting-edge solutions. ➡️ Aligning with evolving regulatory requirements. ➡️ Supporting banks to scale innovative financial programs. Why does this matter? Banks today face increasing pressure to stay competitive while maintaining operational and regulatory control. Without the right tools, it’s nearly impossible to achieve scalable success in niche digital markets, embedded finance, or partner banking. That’s where Infinant steps in. Led by CEO Riaz Syed, the company’s cloud-based platform, Interlace, empowers banks to launch and scale their digital and embedded programs while staying in control of the ledger, operations, and compliance. Here’s how Infinant’s solutions make an impact: 1. Interlace Console 🖥️ ↳ Manage customers and accounts with ease. ↳ Streamline digital programs for better user experiences. 2. Settlement Ops 🧾 ↳ Simplify ledger and reconciliation management. ↳ Maintain operational accuracy at scale. 3. Payments Hub 💳 ↳ Centralize payments for ACH, Wire, and FedNow. ↳ Offer instant funding solutions for businesses and merchants. 4. Card Platform 💳 ↳ Issue and process cards seamlessly with Visa DPS. ↳ Drive innovation in payment experiences. The future of banking isn’t just digital—it’s about control, scalability, and innovation. This funding round, led by FINTOP Capital with participation from Raido Capital Partners, Woodforest Financial Group, and Bankers Helping Bankers, equips Infinant to continue revolutionizing banking-as-a-service programs, embedded finance, and merchant solutions. What’s your take? Are platforms like Interlace the key to modern banking success? Let me know in the comments ⬇️ ♻️ Repost to help your network understand how banking is evolving. And follow Future Techly for more.

Just having the right #loanorigination and #accountopening technology isn’t enough. How you implement it makes all the difference. And that’s where MeridianLink’s Professional Services come in!  Whether you’re looking to boost acquisition, retention, and deposit growth, streamline workflows, enhance consumer experiences, combat #fraud, make data-driven decisions — or all of the above — our Modern Experience platform evolves with your needs. But we don’t just hand over the platform and say, “Good luck!” We are with you every step of the way, making sure your workflows are optimized, your systems run smoothly, and your #bank or #creditunion is empowered to deliver top-notch experiences. Want to see how the right mix of tech and support can transform your operations? Check out our latest blog! https://lnkd.in/eFfe-HjH #FutureOfBanking #DigitalProgression #Banking #Lending #Deposits #RiskMitigation #Data #CX 

In the modern business landscape, adopting open payments platforms is no longer optional; it’s a necessity. A PYMNTS Intelligence report, “Three Things For daily news and analysis subscribe to the https://lnkd.in/gnPcGRKf newsletter. #Banking #Finance #Fintech

🔍 Curious about Banking as a Service (BaaS)? Dive into "Your Ultimate Guide to Banking as a Service" and unlock the future of finance! 💡 From seamless integrations to innovative financial solutions, our comprehensive guide covers everything you need to know about BaaS. Whether you're a fintech enthusiast, a banking professional, or just curious about the latest trends, this guide is your go-to resource. 📖 Read the full guide here: https://lnkd.in/dZSZTH5w #BankingAsAService #Fintech #Innovation #FutureOfBanking #FinanceTrends

SoFi Technologies to Adopt Galileo Financial Technologies Cyberbank Core for New Commercial Payment Services Sponsor Banking Program “We are thrilled that our new commercial payment services sponsor bank program is built on Galileo’s powerful tech platform,” said Anthony Noto, CEO of SoFi. “Galileo’s modern, cloud-based banking core offering is cutting edge, enabling banks, fintech, and financial services companies like SoFi to quickly launch new products, effortlessly scale financial services products, and stay ahead of the evolving needs of customers. Importantly, Galileo is uniquely positioned to understand and meet the regulatory expectations of customers since it operates under federal banking regulations as a subsidiary of SoFi, a federal bank holding company.” https://lnkd.in/epZrExXp Derek White Maire O'Keefe Ram Muthaiyan David Bohm Rosa Alfonso-McGoldrick Michael Grillo Maria McPadden Scott Helpling #fintech #finance #banking #paytech #payments #fintechnews #paymentsnews

CFPB Releases Final Open Banking Rules: Key Takeaways for Fintech Companies: The Rule could reshape the consumer finance landscape by making it easier for emerging fintech companies that offer services ranging from payment apps ...