Regulated Patents (Class 705/26.25)
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Patent number: 12086767Abstract: System and method for adaptively processing financial payments. A payment provider service obtains verification of information for approval of an electronic payment in a web-based sale. A payment gateway includes a processor and a non-transitory computer-readable medium having stored thereon a series of program steps and a database which stores rules applicable to transactions. Execution of the program steps implements a compliance and payment process, based on compliance rules and funds approval of the transaction. Execution of the compliance and payment process provides a decision whether to block or authorize the transaction. When the compliance and payment process provides a decision to authorize a transaction, the program steps provide a request to the payment provider service for transfer of electronic funds to provide the seller's payment.Type: GrantFiled: December 4, 2019Date of Patent: September 10, 2024Inventor: Gina LeBlanc
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Patent number: 12033147Abstract: Systems, computer program products, and methods are described herein for containerization of non-fungible tokens (NFTs). The present invention is configured to electronically receive, from a computing device of a first user, a request for a containerized non-fungible token (NFT) for at least two resources; initiate a non-fungible token (NFT) generator on the at least two resources in response to receiving the request; extract resource information from the at least two resources; generate, using the NFT generator, the containerized NFT for the at least two resources, wherein the NFT comprises at least the resource information extracted from the at least two resources; and record the containerized NFT on a distributed ledger.Type: GrantFiled: September 20, 2021Date of Patent: July 9, 2024Assignee: BANK OF AMERICA CORPORATIONInventors: Michael Robert Young, Manu Jacob Kurian
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Patent number: 12002117Abstract: In a resource-metering data network, slice control circuitry instantiates a wireless network slice that comprises hardware-trust circuitry, ledger-client circuitry, distributed-ledger circuitry, and resource-meter circuitry. The hardware-trust circuitry establishes hardware-trust with the ledger-client circuitry, the distributed-ledger circuitry, and the resource-meter circuitry. The resource-meter circuitry measures resource-usage and wirelessly transfer meter data characterizing the resource-usage. The ledger-client circuitry receives the meter data from the resource-metering circuitry and transfers the meter data to the distributed-ledger circuitry. The distributed-ledger circuitry executes distributed ledger transactions with the meter data, generates resource-usage results, and commits the meter data and the resource-usage results to different distributed ledgers in a blockchain format.Type: GrantFiled: March 12, 2019Date of Patent: June 4, 2024Assignee: T-MOBILE INNOVATIONS LLCInventors: Lyle Walter Paczkowski, Ivo Rook, John Melvin Meyer, Jr.
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Patent number: 11815864Abstract: Methods and systems that manage building code compliance are provided. A smart or interconnected home may be populated with multiple smart or other devices that are in wired or wireless communication with a central controller. The smart devices may be covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The controller may receive building code compliance information associated with the smart devices, and may update an inventory list to include the building code compliance information. The controller may detect that one or more devices do not comply with building code requirements. The controller may transmit a notification to a customer about possible corrective actions to remedy non-compliant conditions and to facilitate building code compliance. The smart devices may be associated with appliances, electronics, wiring, pipes, ducts, or other equipment or personal belongings.Type: GrantFiled: January 9, 2023Date of Patent: November 14, 2023Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Jackie O. Jordan, II, John Donovan, David Turrentine, Torri Wollenschlager, Bryan R. Nussbaum, Deanna Stockweather, Jeffrey W. Stoiber, Kerstin Markwardt, Gail L Carlson, Kyle C. Schiebel, Troy Winslow, Joseph P. Harr, Ellakate Wagner, Michael Harris, Jr., Jennylind Sun
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Patent number: 11816600Abstract: A building analysis (“BA”) system for detecting events of a building includes a plurality of sensors positioned within a building, a memory device including an optimal profile of an infrastructure, and a building analysis (“BA”) server communicatively coupled to the plurality of sensors. The infrastructure is at least one of (i) a fixture associated with the building and (ii) at least one person located within the building. The BA system includes one or more processors in communication with the memory that are programmed to: (i) receive sensor data related to the infrastructure, (ii) compare the sensor data to the optimal profile to detect an event, (iii) determine a recommended action based upon the detected event, (iv) execute the recommended action to mitigate at least one of damage caused by the detected event to the building and injury caused by the detected event to the at least one person.Type: GrantFiled: November 7, 2019Date of Patent: November 14, 2023Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Craig Benjamin Cope, Emily Kate Schneider, Kara Lynn Heuer, Burton J Floyd, Kevin Joseph Alcozar
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Patent number: 11816965Abstract: A cannabis tracking assembly for tracking the progress of cannabis products through a retail chain includes a tracking unit that can be manipulated by a user in a cannabis retail environment. The tracking unit is actuatable to scan identifying data from cannabis products received from a manufacturer and cannabis products sold to customers. In this way the tracking unit can track the cannabis products throughout the retail distribution chain. Additionally, the tracking unit has point of sale capabilities to process payments received from retail customers of the cannabis products. The tracking unit is in remote communication with a remote data storage device to transfer data to and from the remote data storage device.Type: GrantFiled: February 22, 2022Date of Patent: November 14, 2023Inventor: Barrington Hodges
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Patent number: 11775975Abstract: Disclosed are systems and methods for mitigation of fraudulent transactions. In some embodiments, a server is communicatively coupled to a user device, and is configured to receive a proposed transaction from a merchant device communicatively coupled to the server, apply a dynamic classification algorithm to the proposed transaction to determine if the proposed transactions appears to be fraudulent, generate a user verification request when the proposed transaction appears to be fraudulent, transmit the user verification request to a user computing device communicatively coupled to the server, receive an approval or a refusal of the proposed transaction based on the user verification request, and process the proposed transaction based on the received approval or refusal of the proposed transaction.Type: GrantFiled: July 23, 2021Date of Patent: October 3, 2023Assignee: Capital One Services, LLCInventors: Kenneth Kuo, Jeremy J. Phillips, Sonu Chopra-Khullar, Maxime Moise
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Patent number: 11778005Abstract: Systems and methods for facilitating intercom communication for one or more quick-service restaurant drive-throughs are disclosed. Exemplary implementations may: capture sound from a customer placing an order; generate order information signals that represent the captured sound; encode signals to form order data packets; transmit the order data packets to a base station through a single pair of wires that is also used to provide power; decode information from the order data packets; and generate order sound based on the decoded information, such that the generated order sound is audible to a staff member of the quick service restaurant through a headset.Type: GrantFiled: August 29, 2022Date of Patent: October 3, 2023Assignee: H.M. Electronics, Inc.Inventor: David O'Gwynn
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Patent number: 11748752Abstract: The invention relates to systems and methods for providing modular and configurable smart contracts for blockchain applications. The smart contracts may be utilized to retain all transaction attribute values in a world state database of the blockchain-implemented ledger. The systems and methods can further provide for dynamically configurable validation metadata and validation rules for transaction attributes recorded on a blockchain transaction log. The validation metadata and validation rules corresponding to the transaction attributes can be dynamically updated and applied to the transaction attributes to validate or invalidate a transaction.Type: GrantFiled: August 23, 2021Date of Patent: September 5, 2023Assignee: KPMG LLPInventors: Steven K. Rainey, David Richard Jarczyk, Nikola G. Ognjanovic, Noah Leuthaeuser, Michal Pol, Christopher Donnelly, Jenny Li, Rafiq Mohamed Jalal, Ashish Lal Rajbanshi
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Patent number: 11715054Abstract: Techniques are described for automatically generating meta-alerts based on operational and security risk alert volumes for an entity. In particular, a central device receives entity alert information from other devices in a computer system of an enterprise business, which may have office branches that are each staffed by employees. The central device compares alert volumes of a given entity for a given period of time (e.g., a month) to one or more baseline thresholds determined based on the average alert volume of peer entities during the same period of time and the entity's own historical alert volumes to identify spikes or increases in the volume of alerts for the given entity. If the entity is trending high for the period of time, the central device generates a meta-alert to bring awareness to the relatively high volume of alerts identified for that entity.Type: GrantFiled: November 22, 2021Date of Patent: August 1, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Daniel Jeffery Johnson, Matthew Todd Brown, Christopher Smith, Ruoding Wong, Joe Heger, Rachel Nemecek
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Patent number: 11710113Abstract: A system, method and computer readable medium for dynamically determining location-based rules affecting item sales at POS registers for a particular location and for distributing the location-based rules to the POS registers is discussed. A location-based ruleset of rules regulating sales of items at an individual store is created and transmitted to the store along with a rule group to item map file that maps rules and warnings to individual store items. A rules engine at the store provides updated item sale rules and warnings to POS registers based on the location-based ruleset and rule group to item map file. Embodiments thus provide an improved system for updating POS registers at different store locations with location-based rules specific to the store location.Type: GrantFiled: September 27, 2016Date of Patent: July 25, 2023Assignee: Walmart Apollo, LLCInventors: Shuvro Chakrobartty, Edward Sherrill, Gopi Kishore Danda, Britto Michaelsamy, Prasanna Rajendran, John Michael Humphrey
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Patent number: 11580555Abstract: Systems and methods for rules-based decisioning of events are disclosed. In one embodiment, a method may include: creating an in-memory cache by parsing stored checkpoints, signals, and rules definitions; receiving a checkpoint request; prioritizing the checkpoint request; preparing a basic context, comprising a limited set of objects, for the checkpoint request; using the in-memory cached definitions, generating at least one of a raw signal, an engineered signal, and a secondary signal for the checkpoint request based on the basic context; using the in-memory cached definitions, executing rules on at least one of the basic context, the raw signal, the engineered signal, and the secondary signal to generate a list of potential decisions; reducing the list of potential decisions to a list of final decisions; publishing the final decisions and supporting data rules and signals execution details; and executing the final decisions.Type: GrantFiled: October 27, 2020Date of Patent: February 14, 2023Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Joshua Ehrlich, Qiuxuan Lin, Siarhei Kuzmin
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Patent number: 11556975Abstract: A system architecture of a gift transaction system is disclosed. The gift transaction system can include a buyer interface module, a recipient interface module, a merchant backend interface module, a store front interface module, a curation module, a reminder module, an analytics module, or a media plug-in interface module. A method of operating the gift transaction system under the system architecture includes: providing an embedded widget on a website to determine gift intent to initiate a gift transaction by a buyer account for a recipient account; generating a gift buyer interface for a first client device to personalize a gift package including a gift item; generating a gift recipient interface for a second client device to customize the gift package; and communicating with a merchant backend system to complete the gift transaction to ship the gift package.Type: GrantFiled: July 31, 2020Date of Patent: January 17, 2023Assignee: LOOP COMMERCE, INC.Inventors: Roy Erez, Alex Sirota
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Patent number: 11551233Abstract: Methods and systems for governing execution of a geography dependent computer process are provided. In one aspect, a method includes receiving a target location comprising a geographic identifier. The method also includes accessing a data store comprising a plurality of maps. Each map of the plurality of maps includes a plurality of geometric shapes and each geometric shape is associated with an execution rule. The method also includes determining which geometric shape of the plurality of geometric shapes the geographic identifier is bounded within for at least two maps of the plurality of maps. The method further includes generating an aggregate rule set based on each execution rule associated with each geometric shape determined to bound the geographic identifier. The method further includes applying the aggregate rule set. Machine-readable media are also provided.Type: GrantFiled: January 27, 2020Date of Patent: January 10, 2023Assignee: Pizza Hut Connect, LLCInventors: Richard Chuck Rhoades, Stephen Thomas Miller, LaShunda Patrece Lewis
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Patent number: 11516288Abstract: The disclosed technology addresses the need in the art for synchronizing a content library between a content management system and client devices. Each content item in a user's content library is stored on the content management system and a record of each change to the content library is recorded in a content journal. A client device transmits a synchronization request that a portion of the content journal representing unsynchronized changes be processed to update the content library on the client device. The synchronization request includes a content library identifier and a content journal number identifying the content entry in the content journal last processed by the client device. Synchronization commands are sent based on the content entries not processed by the client device. Updated synchronization data representing the processed content entries is sent to the client device after synchronization is completed.Type: GrantFiled: March 1, 2021Date of Patent: November 29, 2022Assignee: Dropbox, Inc.Inventor: Drew Houston
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Patent number: 11455673Abstract: Electronic commerce is enhanced for customer convenience. When a selection is received for non-approved items offered by a vendor, authorization for the purchase of the item may be obtained from an administrative user. A message may be sent to an address of the administrative user to obtain the authorization.Type: GrantFiled: June 18, 2021Date of Patent: September 27, 2022Assignee: SHOPIFY, INC.Inventor: Dale Malik
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Patent number: 11393004Abstract: Various embodiments of the present invention generally relate to systems and methods for identifying suspicious orders for controlled substances based on performing checks on a received order using historical information on previous orders. According to various embodiments, these checks may include: (1) comparing the order quantity for the received order with the order quantity history for the customer who placed the order for the controlled substance; (2) comparing the order quantity and the days since the last order was shipped to the customer for the same controlled substance with the order quantity history and the days between orders for the particular customer and controlled substance; (3) comparing the order quantity with order quantity history for orders received by customers of the same type for the controlled substance; and (4) comparing the order quantity with order quantity history for any customer for the particular controlled substance.Type: GrantFiled: June 17, 2019Date of Patent: July 19, 2022Assignee: UNITED PARCEL SERVICE OF AMERICA, INC.Inventors: Warren Eastman Hearnes, II, Lester Robert Lamb
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Patent number: 11388172Abstract: A request to perform a command or operation on a computing system is received from a support user. A clearance level needed to perform that requested command or operation is identified, and a data store that has a pool of cleared users is accessed to identify a cleared user that has an adequate clearance level. The secured user is assigned to the request. A risk level, corresponding to the requested command or operation is identified and surfaced for the secured user. The requested command or operation can be automatically executed, after it is authorized by the secured user.Type: GrantFiled: August 7, 2019Date of Patent: July 12, 2022Assignee: Microsoft Technology Licensing, LLCInventors: Soumit Rahman, Ganesh Pandey, Curtis Thibault, Kameshwar Jayaraman, Ajay Kalidindi, Ayla Kol, Yeshua Garcia, Priyanshu Kumar Jha, Parul Manek, Yoganand Rajasekaran
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Patent number: 11263395Abstract: A system and method for document transformation and compliance are provided. Document templates are maintained and each template includes data fields each associated with a data field identifier. Data values are received in one or more of the data fields of at least one document template. The data values are associated with the data fields into which the data values are received via the data field identifiers for those data fields. A property address is received and a set of compliance rules is identified. A subset of the document templates are retrieved as active documents for a transaction of the property based on the identified rules. The active documents are populated with those data fields that are associated with the linked data values via the data field identifiers. Compliance checking of the populated data values in the active documents is performed using a compliance rule set.Type: GrantFiled: September 4, 2019Date of Patent: March 1, 2022Assignee: Side, Inc.Inventors: Edward Wu, Guy Gal, Hilary Saunders, Stephen Saunders, Christopher Dzoba, Prescott Prue, Zachary Karrasch, Jeffrey Judkins, Elizabeth Paris, Adriano Castro, Mark J. Stefik
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Patent number: 11222301Abstract: A system and methods for network-enabled cannabis product delivery, comprising at least a plurality of network-enabled portals for data entry, legality and identification checks, and more, allowing a user to order delivery of cannabis products from local retailers using third-party drivers that register with the system, for compensation, and allowing for feedback and automated communication between a retailer, driver, and customer using the system.Type: GrantFiled: March 27, 2019Date of Patent: January 11, 2022Inventor: David Comeau
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Patent number: 11222302Abstract: A system and methods for network-enabled cannabis product delivery and driver release of funds, comprising at least a plurality of network-enabled portals for data entry, legality and identification checks, and more, allowing a user to order delivery of cannabis products from local retailers using third-party drivers that register with the system, for compensation, and allowing for feedback and automated communication between a retailer, driver, and customer using the system, with a driver being able to release funds to a retail outlet after pickup of the order.Type: GrantFiled: March 18, 2020Date of Patent: January 11, 2022Inventor: David Comeau
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Patent number: 11205210Abstract: A system for categorizing, visualizing, and recommending cannabis products based on objective data of the chemical composition of products is described. This system allows cannabis products to be visualized and compared based on their chemical composition, even by laypeople with little or no knowledge of the underlying objective data. A recommendation system is built upon this which can recommend products for consumption, including a user interface for receiving user input, which includes at least one of demographic data, desired level of psychoactivity, or prior experience with the product, a merchant interface for receiving merchant input, including at least one of general data descriptive of the regulated product, lab data descriptive of the regulated products chemical composition, and user data descriptive of subjective effects of the regulated product on a user; and a decision engine making a recommendation of product according to correlation of the lab data with the user data.Type: GrantFiled: December 20, 2018Date of Patent: December 21, 2021Assignee: Leafly Holdings, Inc.Inventors: Nickolas Jikomes, Marc Brandon Hensley, Jason Makuch, Andrew Macrae, Nathan Lauer, Matthew Bollen, Stephanie Smith, Camille Lim, Michael Wityk, Adam Hilborn, Sam Starr, Christian Ramsey, Renata Le Duartes, Santiago Seira, Anna Zeng
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Patent number: 11188861Abstract: Techniques are described for automatically generating meta-alerts based on operational and security risk alert volumes for an entity. In particular, a central device receives entity alert information from other devices in a computer system of an enterprise business, which may have office branches that are each staffed by employees. The central device compares alert volumes of a given entity for a given period of time (e.g., a month) to one or more baseline thresholds determined based on the average alert volume of peer entities during the same period of time and the entity's own historical alert volumes to identify spikes or increases in the volume of alerts for the given entity. If the entity is trending high for the period of time, the central device generates a meta-alert to bring awareness to the relatively high volume of alerts identified for that entity.Type: GrantFiled: December 11, 2019Date of Patent: November 30, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Daniel Jeffery Johnson, Matthew Todd Brown, Christopher Smith, Ruoding Wong, Joe Heger, Rachel Nemecek
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Patent number: 11100501Abstract: The invention relates to systems and methods for providing modular and configurable smart contracts for blockchain applications. The smart contracts may be utilized to retain all transaction attribute values in a world state database of the blockchain-implemented ledger. The systems and methods can further provide for dynamically configurable validation metadata and validation rules for transaction attributes recorded on a blockchain transaction log. The validation metadata and validation rules corresponding to the transaction attributes can be dynamically updated and applied to the transaction attributes to validate or invalidate a transaction.Type: GrantFiled: May 22, 2020Date of Patent: August 24, 2021Assignee: KPMG LLPInventors: Steven K. Rainey, David Richard Jarczyk, Nikola G. Ognjanovic, Noah Leuthaeuser, Michal Pol, Christopher Donnelly, Jenny Li, Rafiq Mohamed Jalal, Ashish Lal Rajbanshi
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Patent number: 11100502Abstract: The invention relates to systems and methods for providing modular and configurable smart contracts for blockchain applications. The smart contracts may be utilized to retain all transaction attribute values in a world state database of the blockchain-implemented ledger. The systems and methods can further provide for dynamically configurable validation metadata and validation rules for transaction attributes recorded on a blockchain transaction log. The validation metadata and validation rules corresponding to the transaction attributes can be dynamically updated and applied to the transaction attributes to validate or invalidate a transaction.Type: GrantFiled: October 22, 2020Date of Patent: August 24, 2021Assignee: KPMG LLPInventors: Steven K. Rainey, David Richard Jarczyk, Nikola G. Ognjanovic, Noah Leuthaeuser, Michal Pol, Christopher Donnelly, Jenny Li, Rafiq Mohamed Jalal, Ashish Lal Rajbanshi
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Patent number: 10937059Abstract: Systems, apparatus, and methods for providing local promotions are discussed herein. Some embodiments may include an apparatus including circuitry configured to receive promotion purchase data from a consumer device indicating purchase of a promotion. The circuitry may be further configured to determine a location of the consumer device and a merchant location of a merchant capable of fulfilling redemption of the promotion. The circuitry may then facilitate the redemption of the promotion with the merchant at the merchant location. For example, the circuitry may communicate with a suitable merchant device of the merchant to facilitate redemption fulfillment options such as in-store pickup and/or shipping.Type: GrantFiled: December 15, 2014Date of Patent: March 2, 2021Assignee: GROUPON, INC.Inventors: Gareth Douglas Sudul, Eric David Radist, Puneet Shah, Ronald Mardenly
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Patent number: 10812447Abstract: Methods and systems for managing domain names are disclosed. A server hosts a platform that interfaces with users. The server is operably coupled to the registry and domain management database, and receives transaction requests to assign tags to one or more domain names, the tags used as identifiers to associate information with the domain names. The server stores the domain names with one or more tags and associated information in the domain management database. The server receives a request to perform a registry event on a domain name and checks if there are tags associated with the domain name of which the event was requested. If there is no assigned tag the server performs the registry event action. If there is an associated tag the server complies with the tag and associated tag information.Type: GrantFiled: October 11, 2017Date of Patent: October 20, 2020Assignee: Canadian Internet Registration AuthorityInventors: Donald Slaunwhite, Xiaoping Jie, Tongfeng Zhang
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Patent number: 10764894Abstract: A method and device for zero configuration direct fallback communication is provided. In one aspect a method comprises selecting a channel in a fallback radio band based on at least a portion of at least one system operating parameter for a primary radio band. The method further comprises switching to the selected channel in the fallback radio band. The method also comprises communicating over the selected channel in the fallback radio band.Type: GrantFiled: November 6, 2018Date of Patent: September 1, 2020Assignee: MOTOROLA SOLUTIONS, INC.Inventors: David G. Wiatrowski, Thomas B. Bohn, Dipendra M. Chowdhary
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Patent number: 10565639Abstract: The present disclosure is directed to techniques to facilitate online commerce by leveraging user activity, specifically search activity for goods/services on an online platform. As described herein, the online platform refers to a turnkey e-commerce solution that enterprises use to manage electronic transactions involving their goods/services. Some techniques are directed to an improved online platform operative to predict a user's intention behind a search query and after a consider number of search queries, to have that search query as a dynamic search filter for the online platform. Other embodiments are described and claimed.Type: GrantFiled: May 2, 2019Date of Patent: February 18, 2020Assignee: Capital One Services, LLCInventors: Avid Ghamsari, Micah Price, Geoffrey Dagley, Qiaochu Tang, Jason Hoover
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Patent number: 10521798Abstract: A method for conducting financial transactions includes storing a first set of data comprising a portion of a user's identification information. An identity of a user is unidentifiable from the portion of the user's identification information. The method also includes receiving a second set of data and sending a new pass code to a first computer system when the first set of data matches the second set of data. The method approves a transaction associated with the user in response to receiving the new pass code from a second computer system.Type: GrantFiled: November 22, 2017Date of Patent: December 31, 2019Inventors: Yuh-shen Song, Catherine Lew, Alexander Song, Victoria Song
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Patent number: 10410299Abstract: In an embodiment, a method comprises: receiving pre-planting data representing a lower bound date value and an upper bound date value of dates for a pre-planting application of fertilizer to an agricultural field; side-dressing data representing a lower bound date value and an upper bound date value of dates for a side-dressing application; fertilizer cost data representing a cost of a fertilizer application; labor cost data representing a cost of applying fertilizer to the field; and expected profit data. Based on the received data, one or more penalty constraints are determined. Based on the received data, a fertilizing schedule is generated. The schedule comprises the one or more valid calendar dates on which fertilizing the agricultural field is recommended and the one or more valid fertilizer amounts to be applied to the agricultural field on the one or more valid calendar dates to maximize a yield from the agricultural field.Type: GrantFiled: August 24, 2016Date of Patent: September 10, 2019Assignee: The Climate CorporationInventor: Anahita Hassanzadeh
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Patent number: 10255578Abstract: A system and methods for network-enabled cannabis product delivery, comprising at least a plurality of network-enabled portals for data entry, legality and identification checks, and more, allowing a user to order delivery of cannabis products from local retailers using third-party drivers that register with the system, for compensation, and allowing for feedback and automated communication between a retailer, driver, and customer using the system.Type: GrantFiled: November 2, 2018Date of Patent: April 9, 2019Inventor: David Comeau
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Patent number: 10228816Abstract: A method and system are presently disclosed. The method discloses providing tracking program code to a visitor console, process action data from the visitor console, wherein the tracking program generates the action data based on a webpage of a website displayed on the visitor console, display a three dimensional graphical representation of the website to a user console, display at least one computer generated character interacting with the three dimensional graphical representation of the website, wherein the at least one computer generated character interacts with the three dimensional graphical representation of the website based on the action data.Type: GrantFiled: March 15, 2013Date of Patent: March 12, 2019Inventors: Hadar Paz, Michael Browitt, Gregory John Platt
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Patent number: 10185957Abstract: A card reader configured to read a smart card can be detachably connected to a mobile computing device. When the card reader is attached to the mobile device, an application installed on the mobile computing device permits the mobile device to communicate with the card reader in order to process transactions. Security measures can be used on the mobile device to prevent theft of a PIN during software PIN entry of a payment transaction. The mobile device can prevent the keypad or other input interface from displaying feedback. The mobile device can also prevent passcodes from being stolen by displaying media encoded with digital rights management (DRM) and by managing the media and user inputs at a secure server. A mobile device can securely communicate with a card reader for a payment transaction using asymmetric or symmetric encryption.Type: GrantFiled: March 13, 2013Date of Patent: January 22, 2019Assignee: Square, Inc.Inventors: Oliver S. C. Quigley, Nathan McCauley, Bob Lee
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Patent number: 9973828Abstract: A content server stores digital content including video, audio, image, animation, or text content. The content server receives account permissions governing video access for a restricted account that an authorizing account supervises. The content server also receives a designation by the authorizing account of a delegate account authorized to control video access for the restricted account. The content server receives a request from the restricted account to view a video and determines whether the restricted account may view the video according to the account permission. In response to determining that the authorized account is not authorized to view the requested video, the content server transmits an authorization request to the delegate user, who provides authorization for the restricted account to view the video. In response to authorization from the delegate account, the content server transmits the video to the restricted user.Type: GrantFiled: October 7, 2016Date of Patent: May 15, 2018Assignee: GOOGLE LLCInventors: Shiva Jaini, Kevin Dame, Robert Lee Thompson
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Patent number: 9881334Abstract: Methods for generating and sharing a virtual body model of a person, created with a small number of measurements and a single photograph, combined with one or more images of garments. The virtual body model represents a realistic representation of the users body and is used for visualizing photo-realistic fit visualizations of garments, hairstyles, make-up, and/or other accessories. The virtual garments are created from layers based on photographs of real garment from multiple angles. Furthermore the virtual body model is used in multiple embodiments of manual and automatic garment, make-up, and, hairstyle recommendations, such as, from channels, friends, and fashion entities. The virtual body model is sharable for, as example, visualization and comments on looks. Furthermore it is also used for enabling users to buy garments that fit other users, suitable for gifts or similar.Type: GrantFiled: February 26, 2016Date of Patent: January 30, 2018Assignee: METAIL LIMITEDInventors: Tom Adeyoola, Nick Brown, Nikki Trott, Edward Herbert, Duncan Robertson, Jim Downing, Nick Day, Robert Boland, Tom Boucher, Joe Townsend, Edward Clay, Tom Warren, Anoop Unadkat, Yu Chen
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Patent number: 9665878Abstract: Systems, graphical user interfaces and methods for upgrading from one or more digital media assets to a set of digital media assets over a network are described. A potential purchaser can be notified of available upgrade opportunities that are available for purchase. The potential purchaser can elect to pursue an upgrade opportunity so as to purchase a set of digital media assets. Upon upgrading to the set of digital media assets, the digital media assets within the set of digital media assets are made available to the purchaser. According to one aspect, a graphical user interface facilitates presenting and requesting upgrade opportunities. According to another aspect, equivalency rules and/or eligibility rules can be used to control which sets of digital media assets are available for upgrade by respective potential purchasers.Type: GrantFiled: February 11, 2015Date of Patent: May 30, 2017Assignee: Apple Inc.Inventors: Tracy Pirnack, Patrice Gautier, Debra Ameerally, Hiro Mitsuji, Alan Ward, George Campbell, Darren Ming Lew, Sam Gharabally, Ricardo D. Cortes
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Patent number: 9633357Abstract: Example embodiments relate to net utility determinations based on product replacement and coverage decisions of a customer. In example embodiments, a number of net utility values corresponding to each possible product replacement decision and each possible coverage decision in each of a plurality of time periods is determined. An expected net utility attributable to the customer over the plurality of time periods is then determined based on the determined utility values.Type: GrantFiled: September 29, 2010Date of Patent: April 25, 2017Assignee: Hewlett Packard Enterprise Development LPInventors: Julie Ward Drew, Ruxian Wang
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Patent number: 9491176Abstract: A content server stores digital content including video, audio, image, animation, or text content. The content server receives account permissions governing video access for a restricted account that an authorizing account supervises. The content server also receives a designation by the authorizing account of a delegate account authorized to control video access for the restricted account. The content server receives a request from the restricted account to view a video and determines whether the restricted account may view the video according to the account permission. In response to determining that the authorized account is not authorized to view the requested video, the content server transmits an authorization request to the delegate user, who provides authorization for the restricted account to view the video. In response to authorization from the delegate account, the content server transmits the video to the restricted user.Type: GrantFiled: August 28, 2014Date of Patent: November 8, 2016Assignee: Google Inc.Inventors: Shiva Jaini, Kevin Dame, Robert Lee Thompson
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Patent number: 9154835Abstract: Methods and apparatus for expanding the storage capacity of one or more DVRs in a household by attaching them to a shared network storage device are described. Recorded content is encrypted in at least some embodiments on a per customer basis rather than on a per DVR basis allowing content to be moved between devices at a customer premise and played back by any of the devices at the customer premise where the content was recorded. Network congestion delays are avoided by allowing a user to specify when content is to be locally available at a DVR and moving the content prior to the specified time, if necessary, to the local storage device in the DVR. DVRs can access, decrypt and display content stored on the network storage device that was recorded by another DVR in the same household.Type: GrantFiled: March 13, 2013Date of Patent: October 6, 2015Assignee: TIME WARNER CABLE ENTERPRISES LLCInventor: Eric D Hybertson
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Patent number: 9015067Abstract: A device includes a memory for storing digital media, a transfer module, and a processor. The media includes first data that associates the media with the device, second data authorizing the device to play back the media, and third data authorizing the device to transfer a copy of the media. A transfer includes transfer data identifying the copy uniquely relative to the device. The processor implements instructions to receive a request to transfer a copy of the media to a peer device, create a copy of the media that includes the first data and the transfer data, and direct the transfer module to transfer the copy to the peer device and send a transaction record including the first data and the transfer data to a server.Type: GrantFiled: November 16, 2010Date of Patent: April 21, 2015Assignee: AT&T Intellectual Property I, L.P.Inventor: Samuel Zellner
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Publication number: 20150066694Abstract: A method for verifying the age or location of a player of an Internet-based lottery game entails providing lottery tickets for purchase by players at an authorized retail location, the lottery tickets having a game authorization code that is entered by the initiate play of the Internet-based lottery game on an internet enabled device. The age of the player is verified at the retail location and a separate verification password is entered via a terminal that is in communication with to the lottery system central computer, with the password linked to the game authorization code. Upon initiating play of the game via a web site, the player enters the verification password separately from the game authorization code. An Internet game server communicates with the lottery system central computer to ensure that the entered verification password corresponds to the linked verification password prior to permitting play of the Internet-based lottery game.Type: ApplicationFiled: September 9, 2014Publication date: March 5, 2015Inventors: Kenneth Earl Irwin, JR., Charles Kline, Gary Streeter
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Publication number: 20150046285Abstract: A method and a system are disclosed for providing a lottery ticket using a mobile phone, the method comprising receiving a ticket request sent by a user using the mobile phone, the ticket request comprising data associated with the lottery ticket and, if the user is allowed to purchase the lottery ticket, providing a lottery ticket comprising a first part and a second part, the first part for qualifying the user to an instant draw and the second part for qualifying the user to a scheduled draw wherein the scheduled draw is unrelated to the instant draw.Type: ApplicationFiled: February 28, 2013Publication date: February 12, 2015Inventor: David Baazov
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Publication number: 20140372316Abstract: Various embodiments of the present invention generally relate to trademark searching and notification systems. More specifically, various embodiments of the present invention relate to systems and methods for informing requesters about trademarks similar to a provided input. Some embodiments of the present invention provide for a proactive system in which users are notified of similar trademarks before using specific term(s) and users proceed after understanding which trademarks actually exist and what areas those trademarks actually entail, and possibly being notified of newly applied trademarks and modified trademarks at later times that are similar to the specific term(s) being used.Type: ApplicationFiled: June 26, 2014Publication date: December 18, 2014Inventors: Edwin Tan, Michael E. St. John, JR.
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Publication number: 20140351086Abstract: Methods, apparatus, and products are disclosed for enhancing a shopping experience that include: determining, by a self-checkout terminal, that a shopper invoked a help event; selecting, by the self-checkout terminal in dependence upon the help event, a shopper assistant to assist the shopper; and providing, by the self-checkout terminal to the shopper, distinguishing information identifying the shopper assistant.Type: ApplicationFiled: August 14, 2014Publication date: November 27, 2014Inventor: JEFFREY J. SMITH
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Patent number: 8880428Abstract: A technique is disclosed for implementing electronic commerce transactions via a data network. A regulated item selected by a customer is identified. The regulated item may correspond to an item which satisfies predetermined criteria, indicating that the regulated item is prohibited from being purchased by the customer. Action is then taken to prohibit the purchase of the selected item, via the data network, by the customer. According to one embodiment, the action taken to prohibit the purchase of the regulated item is automatically implemented at a server system configured to implement electronic commerce transactions between an on-line merchant and the customer. According to a specific implementation, the predetermined criteria correspond to regulations which restrict sales of the regulated items to persons in a particular jurisdiction based upon certain criteria such as, for example, time of day, day of week, age of the customer, type of product being sold, etc.Type: GrantFiled: June 28, 2011Date of Patent: November 4, 2014Assignee: IpVenture, Inc.Inventors: Franklin Goodhue Woodward, James Connell Mills, Randolph Ashton Hodge, Andrew Karl Miller, Joyo Wijaya
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Publication number: 20140324628Abstract: A distributed network transaction system and method includes a central exchange computer connected via the Internet (world wide web) to multiple remote computers associated with, for example, individual brokers. A central database is provided with the exchange computer and each remote computer can have a respective database for information that the individual brokers was to maintain separate from the system. E-commerce transactions are conducted by the system, which performs a number of transaction-related functions, such as pushing tickets up to the system for sale, purchasing tickets online, shipping, web site-related and bookkeeping. The system and methodology accommodate price event functions where non real-time tickets can be sold and the orders filled with tickets acquired on the system.Type: ApplicationFiled: October 24, 2013Publication date: October 30, 2014Applicant: Stubhub, Inc.Inventors: Jacob M. Dubin, Jerry L. Thompson
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Publication number: 20140310126Abstract: A system and method for performing lottery ticket purchase with a mobile phone include receiving an SMS message sent by a user using the mobile phone, the SMS message including data associated with the lottery ticket to purchase; obtaining data associated with a position of the mobile phone, the data associated with a position of the mobile phone comprising an identification of a cell tower receiving the SMS message; determining if the user of said mobile phone is allowed to purchase the lottery ticket, the determining including checking if the identification of a cell tower receiving the SMS message matches one of a list of allowed cell towers and if the user is registered and performing the purchase if the identification of a cell tower receiving the SMS message matches one of a list of allowed cell towers.Type: ApplicationFiled: November 19, 2012Publication date: October 16, 2014Inventor: David Baazov
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Publication number: 20140310125Abstract: A computer receives a first set of geographic restrictions on the sale of an item from a seller. The computer receives an offer for purchase of the item from a buyer, wherein the offer includes geographic information of the buyer. The computer determines whether the geographic information of the buyer satisfies the first set of geographic restrictions on the sale of the item. Based on the determination of whether the geographic information of the buyer satisfies the first set of geographic restrictions on the sale of the item, the computer determines whether to transmit the offer for purchase of the item to the seller.Type: ApplicationFiled: April 11, 2013Publication date: October 16, 2014Applicant: International Business Machines CorporationInventors: Divya Gopinath, Rajesh Radhakrishnan, Jennifer A. Watson
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Publication number: 20140279221Abstract: A technique is disclosed for implementing electronic commerce transactions via a data network. A regulated item selected by a customer is identified. The regulated item may correspond to an item which satisfies predetermined criteria, indicating that the regulated item is prohibited from being purchased by the customer. Action is then taken to prohibit the purchase of the selected item, via the data network, by the customer. According to one embodiment, the action taken to prohibit the purchase of the regulated item is automatically implemented at a server system configured to implement electronic commerce transactions between an on-line merchant and the customer. According to a specific implementation, the predetermined criteria correspond to regulations which restrict sales of the regulated items to persons in a particular jurisdiction based upon certain criteria such as, for example, time of day, day of week, age of the customer, type of product being sold, etc.Type: ApplicationFiled: March 13, 2013Publication date: September 18, 2014Inventors: Franklin Goodhue Woodward, James Connell Mills, Randolph Ashton Hodge, Andrew Karl Miller, Joyo Wijaya